And if u havent used your account in a while what do they charge to use it again?

Hi Christy, we do not charge a fee to use your account even if it's been a while since you've used it. Savings and checking accounts can incur a $5 fee per month due to inactivity on the account. Savings accounts are considered inactive if there's been no activity for 12 months or more and checking accounts are considered inactive if no activity for 6 months or more.

No