I had to cancel reservations for tomorrow night due to weather conditions will I still be charged a fee? I went through expedia and even purchased insurance.

I would think No, I can't say for sure but I think that matters out of your control would not count against you. Espically when you purchased insurance. I've never dealt with Expedia though? I've always used Booking.com.

Call expedia, the hotel, and the insurance--in that order. Your question won't likely get a proper or relevant answer here.