Looking for either a low priced motorized bike, or electric bike, anyone know of any shops in the area that sell them ( that not grossly over priced ? or offer reasonable financing on them?)

Hello James, We here at LakeShore Bicycles have a great selection of specialty electric bikes. Trek, Yamaha, Electra, as well as others. We are able to offer factory trained service technicians. These brands have a nation wide service group. The prices reflect the services with these companies.

Lakeshore Shwinn has good prices and excellent service techs.

Hsn or qvc does payments i bought a Swagcycle envy but they dont offer it on their sites here is a similar bike im 250lbs and get about 4 mile range https://www.hsn.com/youtube/product/toysandgames/AGDFDqIV0hs they also offer financing on this but they arent cheap https://phatscooters.com/

I know they can be found at Lakeshore and Champion Cycling but they're not necessarily "entry level" priced, but reasonable and made by reliable companies.

Seen a few places that sell electrics, seem to be about 1k or there about. Not real savy on electric bikes so not sure if thats a reasonable price or not.

Best price on electric bikes is on eBay or Amazon

Not locally, but I ordered one from Juiced Bikes and it is great along with their customers service.