I have attached the link to our financing options! https://www.valuecityfurniture.com/financing
You can do lay a way. It's called a price hold because the merchandise is not held for you. Once you've finished paying for it the product is order for you. You only need to put 10% down and pay over 90 days.
I can't answer for Value City, but I do know they have 2 or 3 years same as cash. They may have Lay Aways but they do not have an on site warehouse to store furniture.
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