There's three types of membership, business, plus, and regular. The business is for businesses and you can shop early. The plus let's you shop early also and has a lot of other dividens, extended warranty on electronics is one. Then you have the regular membership. They all are available with the credit card option provided the credit card company will give you a card. The business requires a tax ID so that you don't have to pay taxes The other ones you pay sales tax on .
Yes there is a difference
Some are commercial, a commercial membership you can go earlier some have a credit card with it which gives you discounts at Sam's and Walmart just go to the front desk they can explain it better
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