How long can a adjuster hold on to a case before there's a final demand from lawyers? My case has been sitting on someone's desk I'm having real financial crises literally.

There is no time limit for an adjuster to respond to a demand. It is very common for insurance companies to delay responding to a demand. The most common reasons insurance companies give for delay are “further investigation is needed,” “a claims committee is reviewing for authority to settle,” or “additional medical records or bills are needed.” Sometimes insurance companies will request several years of prior/past medical history and hire an expert medical examiner to review the medical records. If you are in urgent need, your attorney can file a lawsuit, but sometimes filing a lawsuit will result in longer delays and more expenses.

Call the Law Offices of Michael A DeMayo and someone can answer your questions. Thank you!