If there is a loan in the vehicle, the finance company holds the title. If you're looking for a duplicate of a title you hold outright you have to apply for it at the DMV office in Cranston. You need an appointment for that. Visit www.dmv.ri.gov to find available times.
You have to bring the bill of sale to the DMV and fill out a title search paperwork that you can get at the DMV
If it has a lien thru the lender.
I know once a car is paid in full they send it to you
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