Can I withdraw prnsion early

I can withdraw my money

Only if you have been inactive for 2 years and it comes with fees of about 35%

Can I loan my money

Pension: An Early Retirement Pension is available from the Carpenters Pension Trust Fund for Northern California after age 55, with at least 10 years of Eligibility Credit (excluding any Eligibility Credit lost due to a Permanent Break in Service) upon separation from employment. This Pension is reduced ½ of 1% for each month you are younger than 62. Annuity: You may be eligible to withdraw your Account if you meet the guidelines set out in the Plan Rules and Regulations. Reasons for withdrawal include retirement, ceasing work in the Building and Construction Industry, total and permanent disability, terminal illness, or military service. For more information, refer to the plan rules and regulations, available on our website, or contact the Trust Fund Office directly to discuss your options.