A Target RedCard is a Target-use-only Credit OR Debit card. The Credit card has standard interest rates, while the Debit Card connects to your existing bank account and processes transactions within three business days the same way a check would. Both options can only be used within Target (hence my statement of Target-use only), and both give you added perks for using them. Every transactions using either of the RedCard options saves you 5% inclusing online purchases, you get an additional 30 days for returns (not including specialty returns like electronics) and free shipping on Target.com Every card has a microchip and a pin for security.
It is a credit card
Yes.
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