I had no credit & no trade in......they got me financing. Ask for Steve G. ...he's fantastic
I can't read your entire question Peter, but my experience with J & M Automotive was amazing, even though my credit was less than stellar. Their Credit Manager was easy to work with, and the morning I picked up my car, he was able to find the lowest APR available for me! He worked very hard on my behalf and I couldn't be more pleased. Not only with Ken, the Credit Manager, but with EVERYONE. Also, there was absolutely NO pressure to purchase the car. Good luck and I really hope you decide to give them a chance!
You should probably talk to a loan advisor, these questions are posted to normal people that reviewed the business.
I also had a score of less than 500 u set up a payment plan that go's to the lender u will have no problem but u also need to put down some money
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