Does anyone know ...if you got a bike through chaparral and want want to pay it off can you do it at chaparral or do I have to pay the finance company directly?

You'll need to wait 90 days before you pay it off or Chaparral will NOT get their share of commission off the financing.

You pay the finance company unless Chaparral is financing it themselves

You can do an option contract to get the funds and pay off to Chaparral in optional of 5 days or so.

Yea I could but thought id ask here instead, Thanks anyways!

You should read loan docs to find out... it should be in the fine print