If other stores do not discriminate, because home depot does not give credit to all

It seems to me that the store does not give credit, it is granted by a bank depending on your credit, or if you are a contractor or company

There are times that they do give you, but with very high interest. And when it is, it is better not to accept it.

Not all stores give credit. Most large stores only give credit if you have insurance

I don't understand Spanish