You can't still owe on it and 'carry the note'. If you have a lienholder, they will need to give permission for you to add or remove someone from the title/registration. The only way to change the names on the registration is to apply for a new title.
Both can be on the title... Call 503. 945. 5000 for details... Must be on the title to be on reg
Thanks! Your answer is awaiting moderation.