About the phones...i'm looking to buy a new phone and i searched and saw the Iphone 6s and say 16.32? is that what i pay to get out the store and countinue to pay till whenever ?

Payment for 24 months

Buy an Android

Your going to have to pay tax and any other fees to leave the store with the device. The $16.32 is the device payment and it will be on the bill

Call the store, promos change daily

Not sure

I am assuming you have Verizon, that is your monthly payment for 24 months