Reliable Credit Association Inc.

Category: Loan agency in Federal Way, Washington

Address: 34303 Pacific Hwy S, Federal Way, WA 98003, USA

Phone: +12062125000

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 8:30AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 8:30AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Joseph Diaz

Jul 15, 2022

Today I spoke with Zack regarding a home improvement loan application that I submitted for $3,000. He said that I wasn’t approved due to collections and charge offs. What they failed to look at is that I have several established credit accounts and am a home owner. But they don’t want to look what you have done to being credit worthy. They focus only on the bad. Tell me why I was approved through them on June 29th for an auto loan by Mercedes Sidhu but not for a home improvement loan? We’re talking about less than half the money. I turned down the offer for the auto because the miles on the vehicle were too high. So instead, went down to Jeep and Chrysler of Olympia and bought a 2021 Jeep Renegade for my daughter and a 2018 Audi A3 for myself. All thanks and help through Chrysler Capital and Ally Bank in which I give great thanks to both who found me worthy and both vehicles are $30k each. Zack simply replied, well, I’m sorry you feel that way. I said, “ That’s exactly how I feel. You can approve an auto loan but not a home improvement loan. Then he proceeded to ask, are there any questions that you have? Pretty much saying without saying, I don’t care what you’re saying, I’d like to get off of this call. So what I’m saying is that Reliable Credit, isn’t so Reliable.

Brittany Hall

Apr 13, 2021

This company was good to me. They gave me a loan when I did have bad credit and of course the APR was high. But people have to realize they are taking a risk of lending you money. They don't know how responsible you are...clearly not that responsible. There was an issue were I couldn't refinance my car with them twice which is understandable. Overall I paid on time every month and no one bothered me. I received great customer service everytime I called.

Luisa TP

Feb 26, 2019

Finance my car with this company for 2yrs and sometimes when i called they always busy and my phone calls goes to a vmail so today i finally went to the office in federal way to see the office myself and to see if they really that busy hahaha but yes sure enough this is a busy office eventho there are about 15 workers there. Its beautiful office very helpful workers. Today i finally pay off my car its been 2 long yrs yayyyyy!!!!!

barbara hatch

Aug 25, 2017

Got a call from the store in Federal Way Manager Christoper, thanking me for taking the time to do a survey and I thought that was good business and personal acknowledgement customer service. I needed a loan but since I'm rebuilding did not want another inquiry on my credit, but it was worth it. I got approved and was able to pick up my check and all this was done in 30 minutes time. Not saying I will always expect just take 30 minutes for a loan, but I happen to have all the things I needed to be approved. Reliable just keep on impressing over and over. I really thought they could not get even better, but they did. I will not go anywhere else, although the rates are a little higher I still think it's worth it especially if you are rebuilding. Because I pay them on time I have been able to get other credit cards from other department stores, master card and my credit score just keep on climbing up and up. I will never miss a payment or go anywhere else. They treat you good and they will help you if you trying to help yourself by paying on time and doing what you are suppose to be doing to help your account. So if you are rebuilding your credit or just want to do business with the best and tired of the rest please come to Reliable credit where your loan is in reliable hands.

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Questions & Answers

My question is can i get back the interest ojf the loan because i paid the loan than the period time

Fernandez Justo | Aug 18, 2019
Luisa TP | Aug 18, 2019

That's a Good question i need to know bvz i paid off my loan a year early..aye let me know

can I get unsecured loan

Robert Wakeley | Aug 18, 2018
Andre Robinson | Aug 18, 2018

You can but dont

So I am over the 24% interest rate and want to give my car back? What is the penalty? What's the best way to handle this situation??

Lateka Williams | Aug 18, 2018
Stephanie Sutton | Jul 18, 2022

“Giving” the car back before you have paid off the loan is considered a voluntary repossession, and will screw up your credit even more. You wouldn’t necessarily have to pay back the remainder, but the amount you owed when you relinquish the vehicle is reported. I suggest a couple of things, 1. If you are in a better credit situation now than when you first bought the car, try to get refinancing through someplace else, 2. If the resale value of the car is more than what you owe (remember, you need to get the early payoff amount, because the interest is accrued, represented as an annual rate, and you will need to ask how much the payoff is even on the exact date you actually get a check into their hands), then try selling it yourself, or trading it in if your credit is better then when you first got the loan. As long as call them and state you need to arrange for a voluntary repossession, and bring them the vehicle,they also have to deduct the $ they auction it off for

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Would like to make a payment

Joyce Njoroge | Aug 18, 2018
T. Washington | Aug 18, 2018

Yes

What is the PO Box billing address that I mail my payment to

Scott Kershaw | Aug 18, 2018
Assault the Asphalt | Aug 18, 2018

Call them and ask

They do home loans ? Or only car loans ?

Sky’s Playground | Aug 18, 2018
Assault the Asphalt | Aug 18, 2018

Car loans only. None the less, never do business with them.

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