Address: 1322 Commerce Ave Ste Suite 210, Longview, WA 98632, USA
Phone: +18599667371
Sunday: Open 24 hours
Monday: Open 24 hours
Tuesday: Open 24 hours
Wednesday: Open 24 hours
Thursday: Open 24 hours
Friday: Open 24 hours
Saturday: Open 24 hours
James Baker
Working with James has shown me how much he cares, not just for his Real Estate clients but also for his teammates. James is always there to answer any questions we might have no matter how big or small.
Lisha Baker
I am extremely grateful to work with James on his team. He always puts clients first and is a true professional.
Jocelyn Cheeseman
James was referred to me by a friend because they had such a positive experience working with him and James did not disappoint. I was a first time home buyer and told him I had no clue what I was doing and he was very professional and guided me every step of the way. He was quick to show me house's and quick to respond to any text or call and believe me there were many..lol but James was always there to answer. I would definitely recommend him!
Diana Hostetter
Mr. James Wonder of Realty One is the best realtor we've ever had. He is knowledgeable and kind. He has great communication and kept us informed every step of the way in selling our property. He's a realtor that honestly, "has your back". Thank you James
Thanks! Your review is awaiting moderation.
Some homebuyers can get their pre-approval letter within hours. People with straightforward W2 income, decent credit, and money in the bank can be house hunting the same day. But for others, getting the letter could take days or weeks. If you’re self-employed or have dinged credit, your lender will require more documentation upfront. It may submit your full file for manual approval by the bank’s underwriters before issuing the letter.
Closing is the day that settlement occurs, title is transferred and you get the keys to your new home.
Most financial institutions say that if you add your gross monthly income (not take home) with your spouse’s gross monthly income and multiply that by 30% of your total gross monthly income, this figure would be what you can afford to use towards housing related payments, ie: mortgage payments, taxes and insurance.
Getting pre-approved for a mortgage is the first step of the home buying process. Getting a pre-approval letter from a lender gets the ball rolling in the right direction. We can help you with that process.
Thanks! Your answer is awaiting moderation.
Thanks! Your question is awaiting moderation.