Showcase Realty, LLC: Nancy Braun

Yes, we do. We can help you find the perfect home and make your move as stress-free as possible. Learn more about our services; visit ShowcaseRealty.net today. Contact me, Nancy Braun, 704-997-3794, to get started. Source: https://showcaserealty.net/seniors-guide-to-house-hunting-in-charlotte/

Mr. Robins, Yes we do! Please check out the program on https://nancycanhelp.com/ Home Enhancement Listing Program HELP! No Out Of Pocket Expense! Renovations and Repairs to get your home sold fast and for TOP dollar!

Mr. Miller, Absolutely we can help. If a home didn't sell it is likely due to ineffective marketing or price. Please request my FREE book: http://experthomehelp.com/ I am happy to give you a qualified Market analysis to evaluate your home and the best marketing strategy. Let's set up a time to discuss further. 704-997-3794

A pre-approval is typically acquired by a prospective home buyer from a lender to demonstrate to a seller that the prospective buyer's credit and income/debt ratio are sufficient to be considered for a loan/mortgage. In today's competitive seller's market, many home sellers are receiving multiple offers. It is imperative that before you start looking at homes you get a pre-approval. You can ask a lender for pre-approval. Here are the documents a lender will likely request: Proof of Income – Find and make copies of your pay stubs. Tax Information – Gather your W-2s, 1099s, and tax returns for the last 2 years. If you’re self-employed or an independent contractor, you’ll be required to provide your 1099-MISC information. Credit Details – The lender will perform a credit check Debt Documentation – You’ll be required to provide documentation on your outstanding financial commitments. Gather materials on your current mortgage, car loans, student loans and any other debts.

Proof of Income – Find and make copies of your pay stubs. Tax Information – Gather your W-2s, 1099s, and tax returns for the last 2 years. If you’re self-employed or an independent contractor, you’ll be required to provide your 1099-MISC information. Credit Details – The lender will perform a credit check when you apply. Debt Documentation – You’ll be required to provide documentation on your outstanding financial commitments. Gather materials on your current mortgage, car loans, student loans and any other debts.

A pre-approval is typically acquired by a prospective home buyer from a lender to demonstrate to a seller that the prospective buyer's credit and income/debt ratio are sufficient to be considered for a loan/mortgage. In today's competitive seller's market, many homeowners with their home on the market is receiving multiple offers. It is imperative to provide the seller a Pre-approval letter along with a strong Offer. To get a loan pre-approval you would go to a bank or lender and do an application. We recommend Cross Country Mortgage. They have a simple on line application process: https://app.crosscountrymortgage.com/#/milestones?message=forceLogin

Home Warranties are offered by many vendors and typically offer 1 year coverage initially and then the homeowner may elect to renew annually. They can cost $400-700 typically per year. The average copayment for a claim is around $65. The warranty is great for peace of mind but it doesn't cover everything that can go wrong with a home. It doesn't cover any structural or mold or radon issues. Every policy has fine print explaining their limited coverage. Some have dollar amounts on how much they will cover for a claim. Typically the roof will not be covered in full but rather there is a dollar amount limit for the coverage. If there is a difficult to find part or replacement they may only offer a dollar concession. If there is a change to building codes that would require additional retrofitting or additional elements to the replacement then there will be additional charges to the owner. While a home warranty doesn't cover everything, it is a good option for most issues that come up.

If you are a home owner and you have a home warranty on the property, you would contact the home warranty company on line or by phone and explain your issue you have with your home. The home warranty company would try to evaluate if the warranty covers the issue. The warranty company would send a service technician to the home to evaluate the repair issue, determine if it is a covered issue and try to make the repair. The home owner would pay a small deductible (typically $65) and other fees if the warranty doesn't cover the complete repair. The warranty covers many mechanical issues (plumbing, heat and air, electrical etc) but doesn't cover structural issues. The warranty will detail what it covers on its brochure and on line.

There are many home warranties available on the market. Each company selling home warranties have different plans. The cost of a home warranty can range from $420-1200. The price can vary due to the coverage level and the size of the home. I find most are in the $500 range.

Home Warranties are offered by many vendors and typically offer 1 year coverage initially and then the homeowner may elect to renew annually. They can cost $400-700 typically per year. The average copayment for a claim is around $65. The warranty is great for peace of mind but it doesn't cover everything that can go wrong with a home. It doesn't cover any structural or mold or radon issues. Every policy has fine print explaining their limited coverage. Some have dollar amounts on how much they will cover for a claim. Typically the roof will not be covered in full but rather there is a dollar amount limit for the coverage. If there is a difficult to find part or replacement they may only offer a dollar concession. If there is a change to building codes that would require additional retrofitting or additional elements to the replacement then there will be additional charges to the owner. While a home warranty doesn't cover everything, it is a good option for most issues that come up.

Piece of mind. If something breaks during your home ownership and you have an active warranty on the property you can file a claim with your home warranty company. Pay a small deductible (around $65) and have their licensed technician make the repair. There are limits to all policies/plans. You must read the fine print. If you have coverage and your Heating and Air break you are looking at $7-10K expense to replace. If you have the warranty in place you may only be out of pocket as little as $65. If you have an unexpected repair this could seriously affect your budget and expenses.

We list our favorite vendors on our website www.showcaserealty.net/nancys-preferred-vendor-list/ Suggestions for finding a reliable contractor: 1. Ask friends and family for a personal recommendation 2. Ask for references and call them 3. See if they are licensed and a member of trade associations/Better Business Bureau 4. Google them and look at reviews 5. Ask for a copy of their workman's comp and business insurance policy 6. Ask for the contractor to pull permits and ensure the permits are closed out when the work is completed

It is strongly encouraged to have a home inspection done by a licensed home inspector before buying residential real estate. The inspection will advise the prospective buyer mechanical and structural issues the inspector finds. The inspector will provide a thorough written report typically with photos. It is recommended that the buyer(s) and their agent review the report thoroughly and then see if the issues will be addressed by the seller. The inspection will also tell the buyer about the home, where the filters need to be changed out, how to shut off the water to the house, if there is a sump pump or other features that may require maintenance. The buyer should attend the inspection to learn from the inspector.

A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property. The loans are typically promoted to older homeowners and typically do not require monthly mortgage payments. A reverse mortgage is a loan. A homeowner who is 62 or older and has considerable home equity can borrow against the value of their home and receive funds as a lump sum, fixed monthly payment or line of credit. Unlike a forward mortgage—the type used to buy a home—a reverse mortgage doesn’t require the homeowner to make any loan payments. Instead, the entire loan balance becomes due and payable when the borrower dies, moves away permanently or sells the home.

A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property. The loans are typically promoted to older homeowners and typically do not require monthly mortgage payments. A reverse mortgage is a loan. A homeowner who is 62 or older and has considerable home equity can borrow against the value of their home and receive funds as a lump sum, fixed monthly payment or line of credit. Unlike a forward mortgage—the type used to buy a home—a reverse mortgage doesn’t require the homeowner to make any loan payments. Instead, the entire loan balance becomes due and payable when the borrower dies, moves away permanently or sells the home.

For the third year in a row, North Carolina holds the No. 1 spot on Forbes magazine's Best States for Business ranking. Forbes cites North Carolina's regulatory environment, low business costs, and labor supply as reasons why North Carolina remains on top. NC fosters a pro-business environment, the lowest corporate income tax in the U.S. along with a favorable legal and regulatory climate, low business costs and qualified talent. #1 Best State for Business, Forbes, 2018 (NC has been in the top five for 12 consecutive years) #1 Top Competitive State for Business, Site Selection, 2018 #3 Best State for Business, Chief Executive Magazine, 2018 #3 Best State for Business, CNBC, 2019 Taxes 2.5% Corporate Income Tax Rate, Lowest in the U.S., Tax Foundation, 2017; note the organization published this accolade when the rate was at

HUD homes can be a great investment opportunity. It is a home that had a FHA mortgage on it and the borrower was foreclosed on. The buyer may get the home at or below market value depending on the market. The homes are sold "AS IS" but you can inspect the home before buying. I have seen many investors and home buyers purchase the home from HUD and later sell the home with a great appreciation/gain.

To find the owner of a pre-foreclosed property go to the local GIS search for the county. The tax records should have a mailing address of the property owner. You may then try to research any associated phone number or email address for the owner.

There are very few foreclosures on the market at this time due to the Covid moratoriums. You can have your real estate agent look for foreclosures on your MLS or Hudhomestore.com or go to the court house steps and bid on homes that are foreclosed on.

I moved here 24 years ago from NY and I have never looked back. Weather, economy, growth, friendliness, cost of living are just some of the reasons to pick Charlotte. 65% of the people living here are not from Charlotte so you have many people to meet and make friends with but still have the Southern Charm of the locals. We also have Broadway Lights theatre, symphony, galleries, ballet, professional sports, white water rafting--Just about everything you would find in a big city. You can tell I am very passionate about Charlotte! Nancy Braun

HUD homes are homes that were foreclosed on involving a borrower with an FHA loan. They are sold AS IS and when you view the home the utilities will be off. You must have a registered real estate agent submit your bid on line for you. For more information go to https://showcaserealty.net/category/hud-home/

A HUD home is a home that had a FHA mortgage on it and the borrower was foreclosed on for non-payment of their mortgage. The home goes back to HUD and then it is sold as a foreclosed home. https://showcaserealty.net/category/hud-home/

NOW!! It is clearly a Seller's Market. There are more buyers than there are homes for sale. Interest rates are historically low; so the buyers have more buying power. Showcase Realty gets our homes sold for only 13 days on average vs. the average agent 43 days on average. We sell our homes 99% of the list price vs. the average agent 97% of the list price. So we can sell your home for TOP dollar, Least amount of Time and no hassle. If you want a Cash offer we can do that too! Call us at 704-997-3794

If you have a loan or mortgage on the home, your lender will require that you have Homeowner's Insurance. Even if you don't have a mortgage, it is highly recommended that you have insurance. If a disaster happens and it affects your home your insurance should help you rebuild or fix the damage to the home. If you are robbed your personals may be covered by your policy. Ask your insurance agent if you should have flood insurance or sewer back flow coverage as well. If you make major improvements to your home, notify your agent so the coverage is enough for full replacement value.

To get a loan approval you would go to a bank or lender and do an application. We recommend Cross Country Mortgage. They have a simple on line application process: https://app.crosscountrymortgage.com/#/milestones?message=forceLogin

Please request my FREE book: http://experthomehelp.com/

We can give you a Qualified Market Analysis at no cost or obligation to you. Please reach out so we can have a virtual or in person meeting to best value your home. 704-997-3794

Stephen, I have many Real Estate and Property Management certifications including: CLHMS (Certified Luxury Home Marketing Specialist) CPRES (Certified Probate Real Estate Specialist) Freddie Mac Credit Smart, CDPE (Certified Distressed Property Expert) SFR (Short Sale and Foreclosure Verification) The Five Star Property Management, Five Star REO Certified, Certified Certified Short Sale Specialist CSSS, and memberships include: NAR (National Association of Realtors), North Carolina Realtors, CRRA (Charlotte Regional Real Estate Association) NCREC (North Carol WBENC (National Women's Business Enterprise Certification) REOMAC, NRBA, REObroker, CRS (Certified Residential Specialist), Charlotte Region Commercial Board of REALTORS, South Carolina Realtors Association

Showcase Realty, LLC ‘s Days on the Market (DOM) average is only 13 days for the homes we market and sell. Days on Market for the average agent here in Charlotte Metro is 37. In 2019 the DOM average for all sales in Charlotte Metro Market was 43 days. Our market has only a 1 month supply of homes for sale, which is down 55% from 2019. We are experiencing a clear Seller’s market. Priced right and marketed by our expert team your home will likely sell right away with multiple offers and for top dollar!

Yes we Guarantee your home will be under contract in 90 days or we will pay you $2,500. We also Guarantee a Cash Offer on your home. Ask about conditions.

Charles, We specialize in the Charlotte Metro Area. We service a 60 mile radius of our office located in Wilmore/South End. We also have a network of top brokers throughout the country we can refer clients to. Thank you for asking! Nancy Braun

In 2020 we sold our homes for 99% of list price which is more than the average realtor in Charlotte Market at 97% of list price. For every $100,000 we are selling our homes for $2,000 more so for a $500,000 home that is an additional gain of $10,000!

Brian 25 years! Love it! Nancy Braun

A home warranty is a service contract that helps protect homeowners against the cost of unexpected covered repairs of their major systems and appliances that break down due to normal wear and tear. It is reasonable priced approx $420-700 depending on what options you may add on to it. It typically lasts a year and can be renewed annually. Real estate agents often suggest that the seller offer it with the sale of the home especially when the home maybe competing with New Construction that would have a builder warranty. Buyers love it as it provides a sense of security for future repair issues.

I do a Charlotte Metro market update video monthly and post to our social media channels. Please follow us on social or contact our office for all the most recent market updates.

Oh yes! Check out our website www.ShowcaseRealty.net and go to the about page and you will see our Nancy's Favorite Vendor list. Also if the vendor is not listed, call our office and ask for us to provide you with a trusted vendor for your home project.

Paul, we have the following divisions: Luxury Retail (Buyers and Sellers) REO/Foreclosure Investors Short Sales Commercial Property Management (Carolina Property Management) www.carolinaspropertymanagement.com How can we serve you? Thanks for asking, Nancy Braun Owner/Broker