Chad Sumner - State Farm Insurance Agency - Tifton

Category: Insurance agency

Address: 2402 Tift Ave N Ste 104, Tifton, GA 31794, USA

Phone: +12293821195

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–1PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Douglas FirstChoice

Jul 11, 2022

I have been insured with Chad Sumner State Farm for quite some time now and I am not planning on going anywhere else no time soon!! I am one happy customer. This is Christy Bailey btw . . . When my husband and I recently bought our home Mrs. Claire went over and beyond to help us even when we found out that we unfortunately could not insure it through State Farm due to some unfortunate circumstances. All of the ladies in this office have always been so helpful to me even when I may have not been in the best of moods lol. I have to say also they do cheer me up when I call and I am feeling down. One thing I will never ever forget was when I lost my brother this last year and I was going through such a tough time and I shared it with Lauren , it wasn't but just a few days later that I recieved the sweetest sympathy card in the mail signed by each and every one of them in the office including Chad. It is so nice to know that they honestly care and thats why I am a lifelong customer of theirs. Thank you guys for being such an awesome team!!! It doesn't go unnoticed!!!!!!

Renee Hughes

Jun 24, 2022

I’m so grateful to Kristen King for helping me find great insurance at a great price. We purchased all our insurance policies with her and have had great customer service with the claims we have had to file. Nothing beats having good, local people on your side during times of need, and that’s what you get with this office.

McKenzie Coffee

Jun 23, 2022

We were with StateFarm for years. We left because another company informed us that they could give us a better rate. However, we are back with StateFarm and glad about it. Our agent is the best agent on this side of the Mississippi River. She's very informative and made our experience with her very warm. Thank you so much K. King. You are the best!

Burt Calhoun

May 27, 2022

Kristen and State Farm have always been there for me.. Great company, great agency, great people. Highly recommend!

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Questions & Answers

Is commercial insurance coverage different for different businesses?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

It can be. Many small businesses are now insured under package policies that cover the major property and liability exposures as well as loss of income.

What Is a Homeowners Insurance Deductible?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Just as with car insurance, you have to pay a deductible before you’re paid out a claim. You can set the deductible very low or high. The higher the deductible, the less you pay monthly.

With commercial insurance, how do I protect my property?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Depending on where your business operates, you might need to get coverage to protect it. Talk to your agent about property insurance to make sure that the building and contents are protected.

Do independent contractors need general liability insurance?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

General liability insurance for contractors provides protection when a customer or client holds you liable for an injury or property damage. Your clients may require you to obtain this coverage before entering into a contract.

When Should I Purchase Life Insurance?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Death can come at any time. Purchasing life insurance as soon as you are able is the best time to do so.

Does Homeowners Insurance Cover Dog Bites?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Yes, the liability portion of your home insurance covers you if your dog bites someone.

Will auto insurance companies share my information with each other?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Yes. Auto insurance companies will share your insurance claims history with each other.

What is an insurance deductible?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

Can I add anyone to my car insurance policy?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

You can include members of your household on your policy, but you must all live at the same address.

How expensive is auto insurance?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Is auto insurance mandatory?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary.

Are there different auto insurance coverage types?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Yes, there are different insurance coverage types and they are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

Are you open on evenings or Saturdays?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

We can meet evenings and weekends by appointment only.

Do I have to pay for an online insurance quote?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Is Homeowners Insurance Required?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage.

Does my credit score really affect my auto insurance premiums?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Yes. If you have a low credit score, your insurance premiums will be higher.

When does my insurance coverage start?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Can an auto insurance company deny you service?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Can I get an insurance quote over the phone or do I need to come to the office? Can I pay with a credit or debit card?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Yes, we're able to Bind your policy over the phone with a credit or debit card. We will send you everything that needs to be signed thru email. It's quick and easy.

How can I pay for my insurance if I decide to purchase it online today?

Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022
Chad Sumner - State Farm Insurance Agency - Tifton | Jul 3, 2022

Our agency accepts most major credit and debit cards.

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