Chartway Credit Union

Hi Constance - We are still offering notary services at select locations. Please request a branch appointment online and our team will be in touch to assist: https://www.chartway.com/post/prepared_to_serve_you.html#access

Yes.

Document requirements can change depending on refinance type.

Once your Auto Refinance Loan is submitted, Chartway’s loan officers will immediately evaluate the application and deliver an answer within one or two business days.

Credit has improved and lower rates being offered

Yes

Not needed but we can do preapprovals. The member can also get approved through the dealership

Applying for a vehicle loan requires a hard credit pull which can affect a credit score

Online banking (internal and external transfer), going to branch, EFT from another inst, internal automatic payment

Must be in the US.

30 days

Once your loan application is submitted, Chartway’s loan officers will evaluate the application and deliver an answer within one or two business days.

No

We offer New and Used Auto Loans as well as Auto Loan Refinance. Visit our site to see our current rates and options for Auto Loans.

No.

Most of the disclosures that we provide the member can sign electronically. There are a few that require manual signature, but we usually send by email and they scan them back to us, or I recommend they go to their nearest branch and a team member can send it back to us. The closing paperwork at the very end is done in person.

When they apply, they don't necessarily lock in their interest rate. They can lock in up to 7 days prior to the closing date, but until they are locked in, the rates can fluctuate. The longest we can lock the rate is 60 days, but we usually don't lock them for more than 45 days. There is also a 30 day option and a 15 day option.

You can schedule an appointment with one of our experienced and dedicated Mortgage Loan officers to find the best Home Loan for you.

30-45 days

The loan officer will contact the member within 24 hours.

To determine qualification members and non-members can submit an application for review.

We offer Conventional Fixed Rate Mortgages , FHA Insured Loans, and VA Loans. You can visit our website to learn more about the Home Loans we offer.

To finance a loan with Chartway you will also be required to establish membership by opening a savings account.

Members that open checking accounts can get a debit card mailed or printed instantly in the branch.

To establish membership only a savings account is required.

New members will need to provide a Class 1 ID and proof of address if their address is different than listed on the ID.

a. We believe in providing better products, better customer service, and the best value possible for our members. We offer straightforward checking accounts and deposit accounts, low-interest rate loans, high yield savings accounts, and online and mobile banking—all designed to save you more so that you can live more affordably.

a. You live, work, go to school, or worship in an area served by one of our branches b. Someone in your family is currently a Chartway member c. You or an immediate family member works for one of the 750 companies who have chosen to offer Chartway’s credit union benefits to their employees d. You make a $10 donation to our philanthropic arm, the We Promise Foundation

No, there is no membership fee to become a Chartway member.

25.00 for checking and 5.00 for savings

Yes it is