Guy Winters - State Farm Insurance Agent

Category: Insurance agency in Des Plaines, Illinois

Address: 570 E Northwest Hwy, Des Plaines, IL 60016, USA

Phone: +18476991300

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: 9AM–12PM

Reviews

Eric Christl

Oct 26, 2022

Liberty Mutual unceremoniously dropped us from our auto policy after 15 years due to 1 at-fault accident and 1 speeding ticket. We went online to research new insurance and this agency kept coming up, it was super close to our house and 5 star reviews galore so we decided to get a quote from them. Super nice, super quick to respond, they took all our information in a 15 minute phone call and we had a quote in less than 2 hours that was HALF of the Liberty Mutual renewal rate. A couple more pieces of information (odometer reading, loan info) and we were set. Made a credit card payment over the phone and signed some documents electronically. Done! The process of looking for new insurance which I was dreading was super quick and easy! Thanks to Guy Winters and his great staff, Marcela Lopez and Stephania Sanchez. I WOULD HIGHLY RECOMMEND THIS INSURANCE AGENCY!

Susie Cesek

Oct 26, 2022

Great experience with Guy's office. Always super helpful and very personable. Either Guy or his staff takes care of things immediately or calls when they say they will. If you still prefer to talk with someone on the phone that knows what they are talking about and not a call center or online, call his office, you wont be disappointed. Been my agent for 20+ years. Thanks Guy...

Tomas Castillo

Oct 19, 2022

Good service . And good people working on the office. They have answers old my cuestión. I’m been a costumer for 14 years.

Mike Smernoff

Oct 19, 2022

Guy and Marcela wonderful people

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Questions & Answers

What factors influence car insurance rates?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

What if I have more than four vehicles or four drivers in my household?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How much insurance coverage should I have on my home?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What can I do on the State Farm mobile app?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

State Farm accepts most major credit and debit cards.

How do I download the State Farm mobile app?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What coverage is provided under homeowners policy?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

Does my homeowners insurance cover detached structures on my property?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What is the difference between sending my quote and purchasing with an agent?

Guy Winters - State Farm Insurance Agent | Jun 28, 2022
Guy Winters - State Farm Insurance Agent | Jun 28, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

How can I pay for my insurance if I decide to purchase it online today?

Guy Winters - State Farm Insurance Agent | Oct 26, 2021
Guy Winters - State Farm Insurance Agent | Oct 26, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Guy Winters - State Farm Insurance Agent | Oct 26, 2021
Guy Winters - State Farm Insurance Agent | Oct 26, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Guy Winters - State Farm Insurance Agent | Oct 26, 2021
Guy Winters - State Farm Insurance Agent | Oct 26, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Guy Winters - State Farm Insurance Agent | Oct 26, 2021
Guy Winters - State Farm Insurance Agent | Oct 26, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Guy Winters - State Farm Insurance Agent | Oct 26, 2021
Guy Winters - State Farm Insurance Agent | Oct 26, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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