Michigan First Credit Union

Category: Credit union

Address: 27000 Evergreen Rd, Lathrup Village, MI 48076, USA

Phone: +18006643828

Opening hours

Sunday: Closed

Monday: 8:30AM–5PM

Tuesday: 8:30AM–5PM

Wednesday: 8:30AM–5PM

Thursday: 8:30AM–5PM

Friday: 8:30AM–6PM

Saturday: Closed

Reviews

Gwen Mc

Oct 25, 2022

It seems as though this credit union has a problem with people of color as most of the complaints were from those customers and mostly Caucasian people had positive experiences. Improve your customer service with Everyone and your credit union will get more customers, because bad reviews travels fast and hits harder than good reviews.

Ray De Loof

Oct 20, 2022

Do yourself a huge favor and seek out a different banking institution. You deserve better.

Mark Morden

Oct 14, 2022

Michigan First froze my business account because they thought they saw suspicious activity on my account. They didn't even notify me. I found out in an embarrassing way. When I went to the brunch, because they wouldn't answer their phone, they had me call an 800 number who said my card would be back on within 10 minutes. I went to dinner that evening and my card still didn't work. The next day, the branch said I had to get a new card, which causes me to change all my vendor and business accounts. The credit union made the mistake and I have to pay for it. 🤬 #MichicanFirstCreditUnion

Kenny Betty

Oct 13, 2022

I was very embarrassed they treated me like a criminal because I had a mustache and they fitted cat security even watch me feel like I was walking into a airport security horrible service never will come again

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Questions & Answers

Are there any locations open later than 5pm?

glenn miller | Oct 26, 2018
Chardae Jackson | Oct 26, 2018

Select Kroger Branches are open until 7pm.

Can you still use the ATM on Saturday

Shanika Agee | Oct 25, 2020
Stephanie J Taylor | Oct 25, 2020

YES you can

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Are there any free atms associate with Michigan first without going to the credit union?

Margie W | Oct 26, 2018
Zenith Ju | Oct 26, 2018

The co-op atms

Are Michigan First Credit Unions open on Weekends?

Mary Avant-Durham | Oct 26, 2017
Shariff Hunter (ReefR) | Oct 26, 2018

There are locations that are open on Saturday in some Krogers.

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Has anyone done the survey job before?

Anndela Mcdonald (Del) | Feb 27, 2022
Teetee W. | Mar 29, 2022

Yes

Is michigan first open on Martin Luther King Jr. Day?

Sharon Gilbert | Jan 28, 2022
Tricia Slago | Jan 28, 2022

No, the credit union is closed in observance of the day.

Can you go inside Michigan first to open an account

Veronica Morgan | Oct 25, 2021
Anthony Thomas | Oct 25, 2021

I was told yes🤷

Are they open on Presidents day? I know most banks are close on this day, was wondering if the credit unions were?

Tien Foen | Oct 25, 2021
carolyn howard | Oct 25, 2021

Not sure but they do have 4 atm machines

Do I need to make an appointment in Southfield to have a document notarized?

Robin Howard | Oct 25, 2021
Michigan First Credit Union | Oct 25, 2021

Hi Robin, thank you for reaching out. At this time, you do not need to make an appointment. You can visit a branch whenever it's convenient for you. Thanks!

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What are the hours for credit union on friday January 1st 2021

Robin Tuner | Oct 25, 2021
Catherine Collins | Oct 25, 2021

The bank is closed on New Year's day.

Can I cash a chase check at Michigan first credit union

Slowmo (Slow) | Oct 25, 2020
Michigan First Credit Union | Oct 25, 2020

Hi Donnell, if you are a member, the check can be cashed. Thanks!

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Are all doing walk in

Kevin Morgan | Oct 25, 2020
Michigan First Credit Union | Oct 25, 2020

Hi Kevin, thank you for your question. At this time, we are operating as usual. No appointment is required at any of our locations. Thank you!

Is there a monthly fee for a regular bank account?

vicki hamlett | Oct 25, 2020
Michigan First Credit Union | Oct 25, 2020

Hi Vicki, thank you for contacting Michigan First Credit Union. Our Classic Checking account requires a $20 monthly fee, a minimum of $10 deposited monthly, and a minimum balance of $100 after 90 days of opening the account. If you qualify for our Premier Checking account, your account will be free. To view a list of our fees, please view our Fee Schedule here: https://michiganfirst.com/forms-fees-disclosures/fees/. Thank you!

Do they have safe deposit boxes?

Tina Junior | Oct 25, 2020
Queen Hollowell | Oct 25, 2020

Michigan 1st credit Union has safe deposit boxes at 3 locations. The location on Evergreen, on Gratiot and the Wyoming branch in Detroit. You would need to communicate with this specific branches to see if they have open availability

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How much is the atm fee

Joyce Flowers | Oct 26, 2019
Michigan First Credit Union | Oct 26, 2019

Our atms are free for member use! If you're not a member, the fees are based on your particular financial institution.

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What do you need to open a new account with Michigan First?

Teaqua Jacobs | Oct 26, 2019
Michigan First Credit Union | Oct 26, 2019

Hi Teaqua, thank you for your question. To open a checking account, please bring a photo ID and a $20 deposit.

HOW DO I START DIRECT DEPOSIT

SunTan | Oct 26, 2019
Michigan First | Oct 26, 2019

Hi SunTan, thank you for your question. To enroll in direct deposit, please visit one of our branches or give us a call at 800.664.3828. Thank you!

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What is the routing number for checks to be deposited?

Janice Green | Oct 26, 2019
Georgan Redmond | Oct 25, 2021

what is the bank identification number?

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Can you make deposit here

Montaze Frye | Oct 26, 2019
Michigan First Credit Union | Oct 26, 2019

Yes you can!

Do you have to have an account to cash a check?

Ahsha Allie | Oct 26, 2019
Michigan First Credit Union | Oct 26, 2019

Thank you for your question! Members can cash checks for free, but non-members pay a $5 fee. Our fee schedule can be viewed here. https://michiganfirst.com/documents-disclosures-fees/fees/

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Does this location have a CoinStar type machine?

Lisa Wells | Oct 26, 2019
Teetee W. | Oct 26, 2019

Yes inside the evergreen branch in Southfield

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Do they have a ATM outside

Tangela Jones | Oct 26, 2019
Michigan First Credit Union | Oct 26, 2019

Yes, we have a drive-thru with exterior ATMs.

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What a good account for my grandson

blues blues | Oct 26, 2019
Michigan First Credit Union | Oct 26, 2019

Hello, that depends on the age of your grandson. If he is under 12 we have a MoneyKids account, if he is between 13-17 he qualifies for a MoneyTeen account. For ages 17-26 we offer First Gear checking and savings accounts. You can find more information about all our youth programs at https://michiganfirst.com/personal/savings/youth-programs/

What money amounts do CDs c o me on?

Vivian Moore | Oct 26, 2019
Michigan First Credit Union | Oct 26, 2019

Hi Vivian, we offer CDs in many dollar amounts above $1,000. See our full list of terms and balances at https://michiganfirst.com/personal/savings/savings-rates/#cd

is the convention center here for banquets?

shmuel state | Oct 26, 2019
Ted L | Oct 26, 2019

The Mint in the newly expanded space has 10,000+ s.f. of space that can easily be divided to accommodate banquets classroom style training, theater-style presentations and more....

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Open on saturday?

Beverly Blaney | Oct 26, 2019
Michigan First Credit Union | Oct 26, 2019

This branch is not open on Saturdays but our Kroger and Walmart branches are open Saturday: 8 a.m. to 5 p.m. You can find our full list of locations at https://michiganfirst.com/bank-your-way/branch-locations/

when does money now transfer to your account is it Monday through friday?

Crinnita Vann | Oct 26, 2019
Michigan First Credit Union | Oct 26, 2019

MoneyNow is overdraft protection. If you overdraw your account and are opted into MoneyNow, the transaction will be completed and you will be charged the fee. Call us at 800.664.3828 or stop into a branch and we would happily explain more about MoneyNow.

Can you faxes your documents from the breach

Cooley Coles | Oct 26, 2019
Ted L | Oct 26, 2019

A branch Member Services Representative should be able to help you with that.

Are there Notory at the breach

Cooley Coles | Oct 26, 2019
Michigan First Credit Union | Oct 26, 2019

Yes, there is a notary available.

How do u get suspended from the money now program???

Dejuan Brassell | Oct 26, 2018
A. Martin | Oct 26, 2019

30 days after you havent paid back the money. A few warnings are given as courtesy

Can you join credit Union on line

WILLIAM DARDEN | Oct 26, 2018
Michigan First Credit Union | Oct 26, 2018

Hi William, unfortunately we do not currently offer the ability to open accounts online. However, you can stop into any of our branches. See the full list of branches at https://michiganfirst.com/bank-your-way/branch-locations/

Can I exchange Canadian currency for USA here

Dale Cowan | Oct 26, 2018
Queen Hollowell | Oct 26, 2018

this Credit Union does not exchange foreign currency

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Can i make a deposit at the co-op atm

Georgette Thomas | Oct 26, 2018
Queen Hollowell | Oct 26, 2018

Michigan First ATMs do not take deposits from other institutions. You can only make withdrawals

Is there a 24hr access to the coin machines??

Monet Johnson | Oct 26, 2018
Michigan First Credit Union | Oct 26, 2019

Yes, there is 24 hour access to the lobby ATMs and coin machines.

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Does the location on Evergreen Rd in Lathrup Village have a walk-up ATM

Edna Gibson | Oct 26, 2018
Michigan First Credit Union | Oct 26, 2018

We do have a drive-thru ATM and multiple ATMs inside our lobby.

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Do all branches have coin machines?

Marsha Grayson | Oct 26, 2018
Michigan First Credit Union | Oct 26, 2018

Yes all of our branches have high-speed coin machines.

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If my checking account is overdrawn can i take out a loan

Joan Abbott | Oct 26, 2018
Maria Vervaet | Oct 26, 2018

Yes. But all other accounts must be current.

Is there a location where I can open an account on Saturday?

Tamika Davis-Shelton | Oct 26, 2018
Ted L | Oct 26, 2018

Any of the in-store branches at the Kroger locations (Canton, Southgate, Royal Oak, Saint Clair Shores, etc.) can do so....

Will I be able to open an account via the drive thru or must you go in for this transaction?

Monie Love | Oct 26, 2018
Ted L | Oct 26, 2018

You would go in. Private information that you wouldn't want to be going over in a drive thru lane....

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Has anyone else been charged a service fee because transactions were pending, but there was enough Money in the account to cover both transactions minus the fees?

Channie Odams | Oct 26, 2018
Savage FLOEent. | Oct 26, 2018

Yes i had $100 in my savings i was charged $30 for my sevice fee and 30 more because after they took the money my balance went below $100 so i got taxed 62 doallrs all together

Does Southfield location have an outside drive up ATM?

Bobby Pinelton | Oct 26, 2018
Ted L | Oct 26, 2018

Lathrup Village (27000 Evergreen) has two if them in the back

Are you open on Saturday?

wilma thompson | Oct 26, 2018
Yvonne Harris | Oct 26, 2018

This location is not open on Saturday.

Can I deposit a check at the atm

Felicia Streater | Oct 26, 2018
Krystal Troupe | Oct 26, 2018

Yes you can

I forgot my bank card pin number, can you help?

Mack McCline Sr. | Oct 26, 2018
Yvonne Harris | Oct 26, 2018

There are several ways to get the pin. Calling the credit union is the best way. You can also do on line banking and they will send a reminder but you need information about your account, or you can go to the branch.

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