Mary Alice Ubal - State Farm Insurance Agent

Category: Insurance agency in West Seneca, New York

Address: 1900 Ridge Rd Ste 109, West Seneca, NY 14224, USA

Phone: +17168225555

Opening hours

Sunday: Closed

Monday: 9AM–6PM

Tuesday: 9AM–7PM

Wednesday: 9AM–6PM

Thursday: 9AM–7PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Greg Battista

Oct 21, 2022

Spent hours with me to earn my business. Great prices, great communication and service. Learned so much in the intro meeting that is not just about buying more insurance but making sure that what we are paying for is exactly what we need and want. Best insurance yet so far.

Colin Mod

Oct 13, 2022

Good explanation of benefits and great hours. Still use her instead of the closer local agent.

Andre phillips

Oct 7, 2022

one of the employees there, named Mercedes have been so great of helping me with everything I needed to take care of with insurance, I would recommend her to anyone first that anyone else, I hope this helps someone.

Sandra M

Sep 27, 2022

Mercedes was great. She was very pleasant & thorough in going over my coverage needs for my auto & home insurance. Would highly recommend her.

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Questions & Answers

What factors influence car insurance rates?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What can I do on the State Farm mobile app?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Does my homeowners insurance cover detached structures on my property?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

Can I use my check card or debit card?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

State Farm accepts most major credit and debit cards.

What if I have more than four vehicles or four drivers in my household?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How do I download the State Farm mobile app?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

How much insurance coverage should I have on my home?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What if I have a vehicle that's not listed on the Vehicle Type section?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022
Mary Alice Ubal - State Farm Insurance Agent | Jun 25, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

What information do I need to provide for a Health Insurance rate quote?

Mary Alice Ubal - State Farm Insurance Agent | May 26, 2022
Mary Alice Ubal - State Farm Insurance Agent | May 26, 2022

You need to provide your preferred coverage amount and policy options. In addition, all applicants must provide personal information, including: -Date of birth -Gender -Tobacco use, if applicable -Number of children, if applicable

What is the difference market value and replacement cost regarding my Homeowner's Insurance protection?

Mary Alice Ubal - State Farm Insurance Agent | May 26, 2022
Mary Alice Ubal - State Farm Insurance Agent | May 26, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to replace the entire home. When you insure your home for its estimated replacement value, your insurer will reimburse you for the cost of rebuilding your home, subject to policy limitations, based on the size and structure of the home that was lost. Replacement cost is not: -The market value of the home -The home's purchase price -The cost of the land -The outstanding amount of any mortgage

Is Drive Safe & Save only for drivers with spotless driving records?

Mary Alice Ubal - State Farm Insurance Agent | May 26, 2022
Mary Alice Ubal - State Farm Insurance Agent | May 26, 2022

The Drive Safe & Save discount does not take into account tickets or accidents. Drive Safe & Save collects actual miles driven and basic driving characteristics (excludes OnStar) to calculate the discount on your Auto Insurance policy.

What type of information do I need to complete a life insurance application?

Mary Alice Ubal - State Farm Insurance Agent | May 26, 2022
Mary Alice Ubal - State Farm Insurance Agent | May 26, 2022

You need the following information to complete a life insurance application: -Personal -Medical -Lifestyle and travel -Payment information Note: Depending on your age and the coverage type you select, you may not need to provide all of the above information.

How can I pay for my insurance if I decide to purchase it online today?

Mary Alice Ubal - State Farm Insurance Agent | Oct 23, 2021
Mary Alice Ubal - State Farm Insurance Agent | Oct 23, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Mary Alice Ubal - State Farm Insurance Agent | Oct 23, 2021
Mary Alice Ubal - State Farm Insurance Agent | Oct 23, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Mary Alice Ubal - State Farm Insurance Agent | Oct 23, 2021
Mary Alice Ubal - State Farm Insurance Agent | Oct 23, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Mary Alice Ubal - State Farm Insurance Agent | Oct 23, 2021
Mary Alice Ubal - State Farm Insurance Agent | Oct 23, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Mary Alice Ubal - State Farm Insurance Agent | Oct 23, 2021
Mary Alice Ubal - State Farm Insurance Agent | Oct 23, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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