OneMain Financial

Category: Loan agency in Rock Hill, South Carolina

Address: 572 John Ross Pkwy Ste 103, Rock Hill, SC 29730, USA

Phone: +18033666176

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Derek T

Aug 8, 2022

I was approved, called and confirmed everything with the lady over the phone. Then when I asked for something with the loan terms actually on paper or in an email they said they couldn’t do that until it was actually booked. So they wanted me to sign a loan based on their word of what it would be. I even said I would come to their location so that I could look over the rates before signing. I was told they couldn’t do that. Seems a little odd to me. Luckily I wasn’t hurting for the loan, I’ll just take the hard inquiry on my credit and keep moving. Beware if want something in writing or on paper you won’t get it until the loan is booked.

Twanda Pendergrass

Jun 27, 2022

False advertising. They tell you can get pre approved without it effecting your credit score. Not true pulled my credit as hard inquiry..

Jennifer Williams

Nov 6, 2019

This branch is completly unprofessional. Lacks customer service in every way and will lie to you . They tell you one thing over the phone then refuse to see or help you when you come into the branch. The office staff also lies on your actions . Dont go to this branch . For anyone that thinks this is a bad review due to not getting a loan, it's not. I was approved across the boards and was merely trying to take paper work in they asked for.

Gerica Talford

Mar 15, 2019

Beverly and Lora were very helpful during the loan process. Were very friendly when asking questions and always encouraged me to call or come by if I needed any additional help! Thanks One Main and Beverly and Lora for all your help and ease during this process.

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Questions & Answers

How do I make a payment?

OneMain Financial | Oct 22, 2021
OneMain Financial | Oct 22, 2021

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Rock Hill-Manchester Village branch.

What is the minimum credit score I need to have to get a loan?

OneMain Financial | Oct 22, 2021
OneMain Financial | Oct 22, 2021

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability and value of collateral (if applicable).

How do I apply for a loan?

OneMain Financial | Oct 22, 2021
OneMain Financial | Oct 22, 2021

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Rock Hill-Manchester Village branch will contact you and continue the loan process with you. You can also start the prequalification process at your local Rock Hill-Manchester Village OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

What types of loans does this branch offer?

OneMain Financial | Oct 22, 2021
OneMain Financial | Oct 22, 2021

At the Rock Hill-Manchester Village OneMain Financial branch, we offer secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don’t require any collateral. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinance, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

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