Cheryl Stewart - State Farm Insurance Agent

Category: Insurance agency in Haslet, Texas

Address: 13401 Haslet Ct, Haslet, TX 76052, USA

Phone: +18174395770

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Bill P

Oct 14, 2022

Good communication always.

Angela Neal

Oct 5, 2022

Cheryl Stewart and her team (Specifically- Christi T.) have been wonderful over the past few years. They have always been willing to help and take the time to explain things in a way that makes sense. I highly recommend them! We have looked at competitive insurance companies and the rates sometimes are close, but the service we get here from Christi (and others) is a big reason why we love them so much!

Heath Maynard

Sep 6, 2022

Patrick was really helpful getting me renters insurance and made the process easy. Wouldn’t use anyone else!

Laszlo Laky

Aug 26, 2022

Very responsive to customer needs.

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Questions & Answers

When does my insurance coverage start?

Cheryl Stewart - State Farm Insurance Agent | May 22, 2022
Cheryl Stewart - State Farm Insurance Agent | May 22, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

What factors influence car insurance rates?

Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What if I have more than four vehicles or four drivers in my household?

Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How much insurance coverage should I have on my home?

Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What can I do on the State Farm mobile app?

Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jul 21, 2022

State Farm accepts most major credit and debit cards.

How do I download the State Farm mobile app?

Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What coverage is provided under homeowners policy?

Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

What if I have a vehicle that's not listed on the Vehicle Type section?

Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

Does my homeowners insurance cover detached structures on my property?

Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022
Cheryl Stewart - State Farm Insurance Agent | Jun 21, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

Is auto insurance mandatory?

Cheryl Stewart - State Farm Insurance Agent | May 22, 2022
Cheryl Stewart - State Farm Insurance Agent | May 22, 2022

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary.

Are there different auto insurance coverage types?

Cheryl Stewart - State Farm Insurance Agent | May 22, 2022
Cheryl Stewart - State Farm Insurance Agent | May 22, 2022

Yes, there are different insurance coverage types and they are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

Are you open on evenings or Saturdays?

Cheryl Stewart - State Farm Insurance Agent | May 22, 2022
Cheryl Stewart - State Farm Insurance Agent | May 22, 2022

We can meet evenings and weekends by appointment only.

Do I have to pay for an online insurance quote?

Cheryl Stewart - State Farm Insurance Agent | May 22, 2022
Cheryl Stewart - State Farm Insurance Agent | May 22, 2022

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Is Homeowners Insurance Required?

Cheryl Stewart - State Farm Insurance Agent | May 22, 2022
Cheryl Stewart - State Farm Insurance Agent | May 22, 2022

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage.

Does my credit score really affect my auto insurance premiums?

Cheryl Stewart - State Farm Insurance Agent | May 22, 2022
Cheryl Stewart - State Farm Insurance Agent | May 22, 2022

Yes. If you have a low credit score, your insurance premiums will be higher.

Can an auto insurance company deny you service?

Cheryl Stewart - State Farm Insurance Agent | May 22, 2022
Cheryl Stewart - State Farm Insurance Agent | May 22, 2022

Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Can I get an insurance quote over the phone or do I need to come to the office? Can I pay with a credit or debit card?

Cheryl Stewart - State Farm Insurance Agent | May 22, 2022
Cheryl Stewart - State Farm Insurance Agent | May 22, 2022

Yes, we're able to Bind your policy over the phone with a credit or debit card. We will send you everything that needs to be signed thru email. It's quick and easy.

How can I pay for my insurance if I decide to purchase it online today?

Cheryl Stewart - State Farm Insurance Agent | May 22, 2022
Cheryl Stewart - State Farm Insurance Agent | May 22, 2022

Our agency accepts most major credit and debit cards.

Read More

I changed my mind about purchasing this insurance. What should I do?

Cheryl Stewart - State Farm Insurance Agent | Oct 19, 2021
Cheryl Stewart - State Farm Insurance Agent | Oct 19, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Cheryl Stewart - State Farm Insurance Agent | Oct 19, 2021
Cheryl Stewart - State Farm Insurance Agent | Oct 19, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Cheryl Stewart - State Farm Insurance Agent | Oct 19, 2021
Cheryl Stewart - State Farm Insurance Agent | Oct 19, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Cheryl Stewart - State Farm Insurance Agent | Oct 19, 2021
Cheryl Stewart - State Farm Insurance Agent | Oct 19, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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