OneMain Financial

Category: Loan agency in Gastonia, North Carolina

Address: 3036 E Franklin Blvd Suite 1, Gastonia, NC 28056, USA

Phone: +17048644316

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Foxylla

Sep 4, 2022

Got a letter saying I could be approved for up to $9,000 secured. Decided to use it for debt consolidation, would be nice to only have one payment to keep track of. Sent in an application, and based on what I gave it was lowered to $3,000. My car is older and not worth much anymore, so that's fine. I got a call from Tracy, who said that the only thing they might be able to approve is $1,500, but they would let me know after submitting it. Tracy got back to me and said they could not approve me for anything. Terrible experience, to be frank. Normally I wouldn't write a review if I didn't get to use a service, but this experience upset me enough that I felt compelled to share it. If you aren't truly desperate, stay away. Actually, even if you are, I'm sure there are better companies, this one seemed to lie to me at every turn.

Masayosh sato (Japanese rocker)

Jul 22, 2022

I think one main financial is just another title loan company they say for people who has bad credit but the truth is that it just a scam you have to give up your car or boat to get the loan if you missed a payment by by car thsts how they make money lie

Katlynn Ethridge

May 4, 2022

My first loan experience was so fast and easy with OneMain. Tracy was super helpful and kind!

Lyndon Gaddy

Feb 22, 2022

Very good loan experience. This was my second loan and Debbie made the process very quick and easy as well as rewarding. All smiles over here!!

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Questions & Answers

How do I make a payment?

OneMain Financial | Oct 15, 2021
OneMain Financial | Oct 15, 2021

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Gastonia-G branch.

What is the minimum credit score I need to have to get a loan?

OneMain Financial | Oct 15, 2021
OneMain Financial | Oct 15, 2021

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability and value of collateral (if applicable).

How do I apply for a loan?

OneMain Financial | Oct 15, 2021
OneMain Financial | Oct 15, 2021

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Gastonia-G branch will contact you and continue the loan process with you. You can also start the prequalification process at your local Gastonia-G OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

What types of loans does this branch offer?

OneMain Financial | Oct 15, 2021
OneMain Financial | Oct 15, 2021

At the Gastonia-G OneMain Financial branch, we offer secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don’t require any collateral. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinance, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

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