OneMain Financial

Category: Loan agency in Winston-Salem, North Carolina

Address: 7756 N Point Blvd, University Plaza Dr, Winston-Salem, NC 27106, USA

Phone: +13363773600

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Terry Coe

May 13, 2022

These guys and gals were great! Working with them was simple,easy,and I would highly recommend them to anyone who needs a loan.The university store in WS is where to go.I Thank y'all for everything y'all done!

jane ferguson

Mar 2, 2021

The easiest way to get the money you need to do what you need to do. I worked with the most professional person and was able to do what I needed to do to get funds to consolidate my bills. Love this place.

F Thirtie

Jan 25, 2021

I applied for a small personal loan with a 765 credit score and I guess I wasn’t eligible? I usually don’t waste my time with places like this, and it was probably best that I stuck with what I know. Credit Unions are the best bet rather than wasting several days of your time.

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Questions & Answers

How do I make a payment?

OneMain Financial | Oct 14, 2021
OneMain Financial | Oct 14, 2021

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Winston-Salem-University branch.

How do I apply for a loan?

OneMain Financial | Oct 14, 2021
OneMain Financial | Oct 14, 2021

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Winston-Salem-University branch will contact you and continue the loan process with you. You can also start the prequalification process at your local WInston-Salem-University OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

What is the minimum credit score I need to have to get a loan?

OneMain Financial | Oct 14, 2021
OneMain Financial | Oct 14, 2021

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability, and value of collateral (if applicable).

What types of loans does this branch offer?

OneMain Financial | Oct 14, 2021
OneMain Financial | Oct 14, 2021

At the Winston-Salem-University OneMain Financial branch, we offer two kinds of loans: secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don't require any collateral. Loans requiring collateral can be obtained at a lower interest rate. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinancing, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

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