Address: 1001 Pinnacle Point Dr #104, Columbia, SC 29223, USA
Phone: +18035009177
Sunday: Closed
Monday: 9AM–1PM
Tuesday: 9AM–1PM
Wednesday: 9AM–1PM
Thursday: 9AM–1PM
Friday: 9AM–1PM
Saturday: Closed
Tessa Belton
AMAZING ATMOSPHERE TO BE IN❤
Desiree Allen-Barimah
I relocated from NJ, not quite familiar of one area from another, God connected me and Tammy Lyles she was professional, caring, and protective and listened to my wants as well as my needs! She went above and beyond once we secured a home that fit me, my needs, and also my wants!!! With her connections what ever was how I wanted she had a rolodex of who’s who from the contractor, electrician, you name Tammy has it! The day I came from NJ to sign the papers I had a home that I loved 🥰 A few months down the road she reached out to make sure everything was going well, who does that Tammy Lyles Realty One Group Crest! Award winning in my book!!! If for some reason I need Realty service Lord please let Tammy still be here lol!
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Closing is the day that settlement occurs, title is transferred and you get the keys to your new home.
Some homebuyers can get their pre-approval letter within hours. People with straightforward W2 income, decent credit, and money in the bank can be house hunting the same day. But for others, getting the letter could take days or weeks. If you’re self-employed or have dinged credit, your lender will require more documentation upfront. It may submit your full file for manual approval by the bank’s underwriters before issuing the letter.
Most financial institutions say that if you add your gross monthly income (not take home) with your spouse’s gross monthly income and multiply that by 30% of your total gross monthly income, this figure would be what you can afford to use towards housing related payments, ie: mortgage payments, taxes and insurance.
Getting pre-approved for a mortgage is the first step of the home buying process. Getting a pre-approval letter from a lender gets the ball rolling in the right direction. We can help you with that process.
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