Phil White - State Farm Insurance Agent

Category: Insurance agency in Stuart, Florida

Address: 2480 SE Willoughby Blvd, Stuart, FL 34994, USA

Phone: +17722874700

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Ryan Walczak

Jan 27, 2022

I have been a client for years now and I am very happy with their customer service, value, and honesty. Good rates with a company that I trust. Marilin is awesome, ask for her, she is the best!

SARA L.

Apr 19, 2021

I was finishing up negotiations on the purchase of a car at the dealer and needed to finalize my insurance before I could drive off. Earlier in the week I had asked my current insurance co. for a quote: the sales person was not very pleasant and quoted an extremely high price - 50% increase in my current policy. I decided I needed to get a competitive quote immediately as I was closing the purchase and would be leaving within the hour. I called Phil White Insurance Agency, State Farm. ( I had been with State Farm previously but when I moved out of the county I ended up going with a local insurer who could also insure my condo.) I spoke with Michael Dugger- very polite and professional from the start. I told him I needed a quote immediately and if all went well I would sign up. He put me at ease and told me he would get back to me in moments. Within 10 minutes he called back and quoted me a fantastic rate that was proximately 50% lower then the verbal I had gotten from my own company- and was very pleasant in addition. I felt that he was truly interested in getting me the best rate possible & was working in my best interests. I signed up and shortly there after drove off in my new Toyota. A week later I followed up with a condo policy which was also a chunk lower. I was then able to increase some coverage while still remaining at $80/year less than my current insurer! Needless to say I really am a happy customer and also feel confident that state farm and not a third-party is providing my insurance. I must thank Michael Dugger most heartily for his work on my behalf, especially during this difficult year.

Anthony Morales

Apr 17, 2021

Amazing service!!! Was a great helper and helped me get an amazing quote on my first car. Give this man a promotion!

Eric Ritter

Feb 23, 2021

I have had my insurance with this office for many years and multiple policies. They have always been very professional and responsive. Highly recommended.

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Questions & Answers

What factors influence car insurance rates?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

Does my homeowners insurance cover detached structures on my property?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What if I have more than four vehicles or four drivers in my household?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How much insurance coverage should I have on my home?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What can I do on the State Farm mobile app?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

State Farm accepts most major credit and debit cards.

How do I download the State Farm mobile app?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

Phil White - State Farm Insurance Agent | Jul 14, 2022
Phil White - State Farm Insurance Agent | Jul 14, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

How can I pay for my insurance if I decide to purchase it online today?

Phil White - State Farm Insurance Agent | Oct 12, 2021
Phil White - State Farm Insurance Agent | Oct 12, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Phil White - State Farm Insurance Agent | Oct 12, 2021
Phil White - State Farm Insurance Agent | Oct 12, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Phil White - State Farm Insurance Agent | Oct 12, 2021
Phil White - State Farm Insurance Agent | Oct 12, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Phil White - State Farm Insurance Agent | Oct 12, 2021
Phil White - State Farm Insurance Agent | Oct 12, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Phil White - State Farm Insurance Agent | Oct 12, 2021
Phil White - State Farm Insurance Agent | Oct 12, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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