Wise Loan

Are you using a cell phone? You may have to use a computer. Formatting seems to be a problem on phones.

With an already established Wise account, you simply log-in and apply for the new loan. On approval, your money is deposited into your account.

No, all fees are clearly itemized in the loan payment schedule. When the final payment is made, your account is paid in full.

Yes, Wise Loan does offer same day funding for your approved loan. Please contact us for more information about our same day funding option.

Typically approved loans get deposited into your account within 24 hours of approval but we do have a same-day funding option for times when you need your loan funds ASAP. Please contact us for more information on our same day funding option.

Same here

I called the number on the website, it worked for me....

Well when you were singing your loan agreement it gives you numbers and emails where to call or email in case you would like to cancel. It has to be fore they fund you your money and even after you can but you have to have the full amount in order to. Just go in the the document and everything you sign in your account and there should be a number there for you to call or email.

It's been a while, but it wasn't cheap! But they were helpful, and the money could be there same-day...I wouldn't use unless it is an emergency...

There is a return item fee for all return payments, if you need to delay your payment let us know before the payment is due.

Yes, save on interest and fees by paying off your loan at any time before the due date.

Federal law (USA Patriot Act) requires us to obtain, verify and record information that identifies each person who opens an account. This helps the government fight the funding of terrorism and money laundering activities. To process your application, we must have your name, street address, date of birth and other identifying information and may ask for additional documents as well. You will also be asked to verify your banking and employment information.

Yes! Wise Loan offers a cash back bonus in a “Nest Egg” account every time your loan is paid off promptly. Let this money build up so you can borrow from yourself next time! Click here to find out more about our Nest Egg Rewards Program.

At Wise Loan, the amount you can borrow is tied to the amount we determine that you can pay back in the application process.

You can apply for a Wise Loan Installment loan right now online! Click here to get started. We use a very simple application process and you will get a response on your loan status right away.

Yes, Wise Loan reports your on-time payments to all of the credit bureaus which will help improve your existing credit score or help you establish a credit score if you don’t currently have one.

Yes, there is no need to have good credit to be approved for a Wise Loan online installment loan! While we do assess your ability to pay back your loan in the application process, we do not solely use credit score as a determining factor and will often approve loans for applicants with lower credit scores.