National Debt Relief

Category: Corporate campus in New York

Address: 180 Maiden Ln 30th floor, New York, NY 10038, USA

Phone: +18003009550

Opening hours

Sunday: 10AM–9PM

Monday: 8AM–12AM

Tuesday: 8AM–12AM

Wednesday: 8AM–12AM

Thursday: 8AM–12AM

Friday: 8AM–12AM

Saturday: 10AM–10PM

Reviews

Tryphaena Bryant-Smith

Oct 7, 2022

Elena took the time to make sure we had all of our options and was very patient during the process.

Carolyn Fox

Oct 7, 2022

Easy to work with! Responded quickly whenever I emailed with questions. They even took care of talking to the creditors! I will definitely refer people to NDR! Thank you for helping me breath again!

Chelsea Mertz

Oct 6, 2022

Sebastian was very helpful and explained every detail very clearly. The whole process was executed in a timely manner, as well.

Kyle Da Fam

Oct 6, 2022

Listen when I tell you.... DO NOT SIGN UP FOR THIS PROGRAM!!!!! Especially if you live in NYC. National Debt charges a whopping 20 percent to settlement one credit card. All they do is have the same conversation you can have with your creditors. Then turn around and put you in more debt with them. National Debt Relief charged me thousands of dollars to settle ONE CARD!! It's not worth it.... trust me.

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Questions & Answers

Credit accounts sold to collection agencies after a numerical balance was agreed upon to settle account to collect whole amount. How do I handle this?

Robert Holder | Oct 7, 2017
Isaac Montgomery | Oct 7, 2019

You sue them. That’s called breaking an agreement in good faith. Present it to a court with a pressing claim and get your entire debt erased. Usually when you’re in the litigation process they will reach out to you to knock your debt off if you settle and pull the case.

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Is this a reliable agency,just checking this out

Laura Truesdale | Oct 7, 2018
Jen White | Oct 7, 2018

Yes!!! I have been using them for over a year now, they have so far helped with 6 of the 7 creditors and my credit score has jumped 100 points! Don't delay. Its worth it!!

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How do i cancel my policy

Beverly Canfield | Oct 7, 2018
Oran | Oct 7, 2018

Yes

I need to check why my money is not be deducted from my bank account. It had been up until February.

Cynthia Fromal | Oct 6, 2021
Susan Bensing | Oct 6, 2021

I would suggest giving them a call and ask them why. They have always been very helpful when I have called

I was told I could get taxed on the money saved, which would be for me a large sum. The creditors would send me a 1099 and my debt relief would be taxed as taxable income. Has anyone experienced this?

Sophia DeCambre | Oct 7, 2018
Stacey Hathaway | Oct 7, 2018

You could... it depends on how its settled and if you itemize etc. Check with CPA in your area. We did not have to pay taxes on our resolved debt. Personally, even if I had to, it would be so worth it!!!

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I had someone call me today and he said they would pay off my credit card. Said he would add the fee to my credit card they were eliminating. Knew how much I owed and said he was given my name from Experian. Part of the National DRF program?

chris bersch | Sep 22, 2022
Tammy Augspurger | Sep 22, 2022

I would call NDR and tell them situation. Did caller state they were with NDR?

Question can you cancel at anytime if I'm able to pay the rest of my debit off..

Eddie Trillo | Jul 8, 2022
JULIA GRAHAM | Jul 8, 2022

Yes

How can I settle something that I have not a clue to what it is for and from whom??

James Bakke | May 9, 2022
Donna Treece | May 9, 2022

You need credit karma they can show you

I have not a clue how much or what my debt is caused by. How can I make a decision on something I don't have the knowledge of or on

James Bakke | May 9, 2022
Ray Gonzalez | May 9, 2022

My debt was caused by dumb mistakes I made because I fell for the pretty lights...maybe you need to talk to someone that works in that kind of field like NDR because they took a load off my mind.

Does your credit score drop initially and why?

Kristen Taglialatela | Nov 10, 2021
National Debt Relief | Dec 10, 2021

Depending on your personal situation, you may see your creditworthiness decline during the initial part of the debt relief process. It should begin to rise as your debts are paid off. Of course this can vary by each particular Client, because there are a lot of factors involved that vary by consumer, and applied over time by the various credit rating agencies. So it is impossible for us to predict or guarantee anything relating to credit score or credit improvement. Our business and is focus is helping our clients achieve relief from debt and get back to the real you. Building credit and positive financial habits is something that we urge our clients to think about after they pay off their overwhelming debt loads. Many of our clients graduate within 24-48 months on the track to better financial health. If you have any additional questions, please reach out to us at 800-300-9550. We are here to support you.

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I am refinancing through an FHA STREAMLINE program. Will this negatively affect my or interfere with my recent debt relief program onboarding?

Sandra Barboza | Oct 6, 2021
Debra Williamson (Deanna) | Oct 6, 2021

You would have to ask them. I really don't know !

Please let me know what is the fax number for National Debt Relief. Thanks

Thomas Moon | Oct 6, 2020
Samuel Muniz | Oct 6, 2020

Never new they had a fax number

hi do I have to get bed credit after the agreement

Taoufik Abid | Oct 6, 2020
yoana martinez | Apr 9, 2022

Hey Rosa, are you still in debt with national debt relief?

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Am i responsible for my ex-wife's debts?

J Smith | Oct 7, 2019
Oblomov Bruce | Oct 7, 2019

I'm not a lawyer but certainly can play one on Google. The answer is it depends, and it also depends on your State laws. Debts occurred during marriage (and assests) you usually get to share. [Student Loans might be an exception]. Before papers signed and stamped things can be stickier. She buys school supplies for the kids can become yours too (again depending on the State), her trip to Cancun on Mr Visa will probably not (again depending on State). I am not the best person to ask as I can't afford a divorce. But since we're on NDR site 3 years or less and your debt paid off for fraction of cost if you tried other methods, and peace of mind. If you are able, suck it up, pay it off, and hopefully you had good memories from some of that debt. Perhaps she would agree to be part of the pay-off if the payments are low?

Will this affect me if I'm filing a Adjustment of status with USCIS?

Lord Beerus Sama | Oct 7, 2019
Mary Scott | Oct 7, 2019

You know I'm really not sure but I would call them and get the right answer. They will answer what ever you need to know.

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What is the cost of this program to the consumer ? What does it mean when people are saying " sign up " with the program ? If I cancel CC myself doesn't this affect my credit score ?

Ricky b Bryant | Oct 7, 2019
National Debt Relief | Oct 7, 2019

Our fees range from 15% to 25% depending on various factors including the debt amount, and most clients in the program save between 30% and 50% off their original debt, even with our fees included. When a client signs up with us, they enroll in the program and tell us which debts they need help resolving. We only work with unsecured debts. In other words, any debt that isn't tied to a physical piece of collateral like a house or a car. We assess their debts and include only the eligible accounts. We then estimate a monthly payment called a draft. This draft goes into a savings account held at a third-party institution. The money is accumulated while we negotiate with your creditors. Once we have an agreement, we use the money you have been saving up to pay the creditor back. In a very general sense closing or canceling a credit card account may likely affect your score. We don't know the extent because we aren't credit experts, but your score will likely be impacted.

Is this program only for credit cards debts?

Siomara Batista | Oct 7, 2019
Steve Krispli | Oct 7, 2019

I have both CC and unsecured loans enrolled with NDR. As Luis mentioned, they will analyze each of your outstanding debts to let you know which ones they can help with. I had/have three loans that qualified.

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One of my credit card payments was due yesterday, should I pay it or should I just wait on National Debt to take care of it? Do the accounts have to be in good standing??

MARIANA'S COWSPIRACY THEORY 2 | Oct 7, 2019
Raquel Vazquez | Oct 7, 2019

when i started with ndr i had a payment due that week i paid it then stopped after that month. my accounts were all in good standing i dont think it is a requirement

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To anyone who's completed the program: what are the downsides to this process? Has your credit been flagged? How long does it take you to see results? What is the outcome of everything? Is this considered bankruptcy?

Devon Nunez | Oct 7, 2018
Mario S. | Oct 7, 2018

No bankruptcy... excellent program. Credit remain good as long as you made the montl y payments... They cut your debt like half of it... highly recommend

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Do u have any office Pennsylvania ?

Mohammad Saif | Oct 7, 2018
Stacey Hathaway | Oct 7, 2018

You don't need an office. Just call them and they handle everything for you by phone and email. Just call, they will change your finances... with a little work on your end, you can be almost debt free!

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