Firm Title Corporation

If a claim is made against your property, title insurance will, in accordance with the terms of your policy, assure you of a legal defense – and pay all court costs and related fees. Also, if the claim proves valid, you will be reimbursed for your actual loss up to the face amount of the policy.

Yes, we do. Get in contact with our agents to discuss the title services you need!

We conduct title insurance closing and contract presentations as well as seminars for short sales. Classes are available on-site or at real estate offices statewide.

We opened our business on December 9th, 2003. To learn more, give us a call.

Yes, you will! To learn more, give us a call!

Yes, we do. Give us a call to learn more.

Yes, we do! Our attorneys oversee every transaction and will assist you with your title needs from concept to completion. You get legal services at no additional cost.

An escrow is a contractual arrangement in which a third party receives and disburses money or property for the primary transacting parties, with the disbursement dependent on conditions agreed to by the transacting parties.

Yes! Call now to get in contact with a member of our team.

Yes, we do! Give us a call!

Yes, we do! Visit our website to view our educational videos.

Yes, we do! Visit our website to view the latest news!

Yes, under Resources, we have many articles that are useful when learning about Title Insurance.

Yes, you did get Title insurance when you got a loan and the Title Insurance you bought protected the Bank that lent you the money from anything that happened in the past. The Insurance you buy on the date you refinance covers the Bank from the date you last refinanced up to the present. When you refinance, you are entitled to a “reissue rate” that discounts the premium lower than what you paid the first time.

We are open Monday-Friday from 8 A.M. to 5 P.M.

Sometimes it’s the buyer, and other times the seller. Sometimes the cost is split: The seller will pay for the lender’s title policy, while the buyer covers the cost of the owner’s policy. Call to ask what determines the cover of costs for your state.

A title search can show a number of title defects and liens. as well as other encumbrances and restrictions. Among these are unpaid taxes, unsatisfied mortgages, judgments against the seller and restrictions limiting the use of the land.

Yes. Basically there are two different types of policies – a loan policy and an owner’s policy. The loan policy protects the lender’s interest in the property as security for the outstanding balance under the buyer’s mortgage. The owner’s policy safeguards the buyer’s investment or equity in the property up to the face amount of the policy. (Title insurers in many states offer increased policy coverage through inflation endorsements to cover increases in value due to inflation).

For as long as you or your heirs retain an interest in the property and, in some cases, even beyond.

1. The original and notarized loan package will be returned to the Lender. 2. Any funds or checks that were not disbursed at the closing table will be expended. 3. Documents are recorded in official records of the corresponding county (i.e. Warranty Deed, Mortgage, etc.). 4. Title insurance policies are issued.

Check out our website for a list of downloadable resources.

As of 3/19/2020 the Florida Supreme Court has ruled that e-signing is acceptable on all legal documents. Firm Title is ready to help. If you have a closing with a property located anywhere in the State of Florida and your title company is not yet ready for e-signing, we can work with your title company to get your deal closed!

We service Miami-Dade and Broward Counties.

A title search is a detailed examination of the historical records concerning a property. These records include deeds, court records, property and name indexes, and many other documents. The purpose of the search is to verify the seller’s right to transfer ownership, and to discover any claims, defects and other rights or burdens on the property.

A title is the foundation of property ownership. It is the owner’s right to possess and use the property.

Title insurance is your policy of protection against loss if any problems – even a “hidden Hazard” – results in a claim against your ownership.