Goldsmith Realty Group-Charlotte, NC- Top Producing Agency

Step 1: Start gathering a down payment The very first step every first-time home buyer should tackle is to figure out their finances. Buying a new home requires a mortgage, where a lender fronts you the money and you pay it back over time. However, in order to get a mortgage, you'll need some sort of down payment. Step 2: Check your credit score In addition to having a down payment, a first-time home buyer will need a decent credit score. Step 3: Get pre-approved for a mortgage Before you head out home buying, you should seek pre-approval from a lender for a home loan. Step 4: Find a real estate agent Most first-timers will want a great real estate agent—specifically a buyer's agent, who will help them find the right houses, negotiate a great real estate deal & explain all of the nuances of home buying along the way. Step 5: Go shop for a home! This is the fun part! As a home buyer, you can peruse thousands of real estate listings with your agency.

1. Don't feel pressure to use someone just because they're a friend or family member. 2. Check their reviews and references online. 3. Ask about their services by reaching out and connecting with them See how that feels first. Your instinct will tell you whether you are a good match to work together or not. 4. Interview your realtor with all of your questions and concerns. See how they respond and how well your conversation goes. 5. Don't pick a Realtor based on price. 6. A Realtor should have exceptional knowledge of the area and be well versed based on your budget and needs. 7. Not everyone works well together, find a realtor that fits your personality type for this is a relationship that needs to work in order to make the deals happen with ease and less stress. A video chat and or coffee meeting usually will do the trick, set that up immediately upon referral or finding them.

Lake Norman is a much bigger lake community than Lake Wylie and the communities they are surrounded by. The best placed to live in Charlotte, NC or the surrounding areas is dependant on many factors including what you need and want; from the school district you want your children to be in to the walkability you wish to have in your community. From Lake Norman to Lake Wylie and the surrounding areas, we will help you determine this after a consultation with our experts in relocation services. We specialize in finding the perfect home or condo in the area fit for your family or yourself. For example, if you are a single professional, you may want to chose Uptown or the South End areas but if you have school aged children, you will want to chose based on neighborhood recommendations from our expert agents. We are versed in the details of each zip code and district and we will make valuable recommendations for anyone choosing to relocate to the area.

The best places to live in Charlotte, NC or the surrounding areas is dependant on many factors including what you need and want; from the school district you want your children to be in to the walkability you wish to have in your community. From Lake Norman to Lake Wylie to Fort Mill, Waxhaw and Ballantyne, we will help you determine this after a consultation with our experts in relocation services. We specialize in finding the perfect home or condo in the area fit for your family. We will show you the very best neighborhoods and school districts when we go on the site tours.

The best places to live if you are a single professional is Uptown, Southend, South Park and Ballantyne.

According to the communities I serve, Waxhaw, Fort Mill, and Ballantyne are the best school districts to move into when relocating to Charlotte, NC or the surrounding areas.