OneMain Financial

Category: Loan agency in Northside, Jacksonville, FL

Address: 840 Nautica Dr #105, Jacksonville, FL 32218, USA

Phone: +19043844349

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

soren jolly

Apr 19, 2022

I'm still in the fence. I know it usually takes 3-5 business days for some transfers, so this could've been higher if I was just told what to expect.

Debra Ivey

Mar 31, 2022

I have been dealing with this branch for a little while now but, I only deal with Stephanie and Kira they are great to deal with. I would recommend them to anyone.

April DeAngelis

Jan 5, 2022

A family member was given misinformation about whether they were allowed to stop autopay (you can and they were told there would be additional fees, they wouldn't be able to keep up with the "interest" etc to discourage from doing so) as well as were told they could not change their due date (you can). This branch experience was vastly different than calling the corporate office. I'm not sure if it was deliberate or they just don't know what they are doing but they seemed to be trying to prevent customer from stopping autopay and moving due date. The second person spoken to through corporate number quickly and easily made the changes and was surprised at what had been previously said by the local branch.

Nancii

Dec 24, 2021

I got approved for a brightway credit card and it took so long to come in the mail that I forgot about it. Bout time I remember it, I was receiving a late fee and I haven't even used or activated the card. They charged an annual fee to the card so that made it have a payment due plus interest. I had to pay $65 for annual fee, interest rate, and $25 late fee which equal to $100 and I didn't even use it. I paid and closed it the same day. They got $100 from me. the customer service rep didn't even help me to at least take off late fee then I would of kept it. After she closed the account, THEN she want to say is anything I can help you with? Nah bihh, you could of said that to keep me🤬

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Questions & Answers

How do I make a payment?

OneMain Financial | Sep 29, 2021
OneMain Financial | Sep 29, 2021

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Jacksonville-River City branch.

What is the minimum credit score I need to have to get a loan?

OneMain Financial | Sep 29, 2021
OneMain Financial | Sep 29, 2021

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability and value of collateral (if applicable).

How do I apply for a loan?

OneMain Financial | Sep 29, 2021
OneMain Financial | Sep 29, 2021

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Jacksonville-River City branch will contact you and continue the loan process with you. You can also start the prequalification process at your local Jacksonville-River City OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

What types of loans does this branch offer?

OneMain Financial | Sep 29, 2021
OneMain Financial | Sep 29, 2021

At the Jacksonville-River City OneMain Financial branch, we offer secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don’t require any collateral. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinance, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

My credit score doesn't even show a #. And my income is ssi and child support payments on a monthly bases. Can I still qualify for a small loan amount of $400-$500 and if so. How is that suppose to be paid back? All at once with interest?

Melissa Hurd | Sep 30, 2018
John “Wolverine” | Sep 30, 2018

The lowest loan they have is 1500 dollars

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