OneMain Financial

Category: Loan agency in Lake City, Florida

Address: 225 NW Commons Loop Suite 105, Lake City, FL 32055, USA

Phone: +13867550021

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Matthew Ezell

Sep 26, 2022

Tiffanie Kingsley was super professional, patient, funny, and helpful with securing a loan for me! I highly recommend her!

Joseph Janosh

Aug 26, 2022

Great job, timely and professional. Stephen was awesome. Clear and thorough. Give him a chance at your business.

James Collins

Aug 25, 2022

Tiff was great. She always had a positive attitude. My wife's loan was done start to finish in less than a day. Would definitely recommend.

Connie Murray

Aug 2, 2022

Torrie is always , the best help!!

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Questions & Answers

How do I make a payment?

OneMain Financial | Sep 26, 2021
OneMain Financial | Sep 26, 2021

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Lake City branch.

What is the minimum credit score I need to have to get a loan?

OneMain Financial | Sep 26, 2021
OneMain Financial | Sep 26, 2021

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability and value of collateral (if applicable).

How do I apply for a loan?

OneMain Financial | Sep 26, 2021
OneMain Financial | Sep 26, 2021

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Lake City branch will contact you and continue the loan process with you. You can also start the prequalification process at your local Lake City OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

What types of loans does this branch offer?

OneMain Financial | Sep 26, 2021
OneMain Financial | Sep 26, 2021

At the Lake City OneMain Financial branch, we offer secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don’t require any collateral. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinance, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

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