Veritas Funding | Home Loans and Refinance

Category: Mortgage lender

Address: 7730 Union Park Ave Suite 200, Cottonwood Heights, UT 84047, USA

Phone: +18016390900

Opening hours

Sunday: Closed

Monday: 8:30AM–5PM

Tuesday: 8:30AM–5PM

Wednesday: 8:30AM–5PM

Thursday: 8:30AM–5PM

Friday: 8:30AM–5PM

Saturday: Closed

Reviews

Bradley Hintze

Sep 1, 2022

Sends spam mail disguised as letters from your bank. So dishonest and wrong Update: I don't mind getting mailers, but I hate when they are designed to manipulate and are fully dishonest. You know what you are doing is wrong.

Robert H

Aug 5, 2022

Personally, I don't deal with companies that utilize deceptive mailers to increase business. Just use plain English to explain that I have equity in my home that I can use if I want to refinance my loan (which at 2.00%, I certainly do not). Preying on the ignorance of veterans by using confusing language is a no-no in my book.

Greg Atkin

Jul 13, 2022

Easy and stree free loan process

Annabelle Huyser

Apr 19, 2022

John Liley and his team were so utterly helpful in getting my husband and I financed for our first home. He was patient, explained everything in simple terms, and was encouraging as one can be. He has a calm demeanor backed up by years of knowledge and experience. He helped us with everything VA which was a lot. He was also very straightforward and honest, something we needed a lot of. I will forever be grateful for John and his team for being the help we needed.

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Questions & Answers

What does my credit need to be to get a mortgage?

Veritas Funding | Home Loans and Refinance | Nov 28, 2021
Veritas Funding | Home Loans and Refinance | Nov 28, 2021

It's possible to be approved for a mortgage with a credit score as low as 600, but remember: the lower your credit score, the higher your interest rate.

How do I get down payment assistance?

Veritas Funding | Home Loans and Refinance | Nov 28, 2021
Veritas Funding | Home Loans and Refinance | Nov 28, 2021

Veritas Funding offers a variety of down payment assistance options, but since applying for assistance is different in every state, the best way to learn more is to speak with a Loan Officer in your area. Would you like to connect with an Arizona licensed Loan Officer now?

What are closing costs, and how much are they?

Veritas Funding | Home Loans and Refinance | Nov 28, 2021
Veritas Funding | Home Loans and Refinance | Nov 28, 2021

There are lender fees and 3rd party fees such as Title, Appraisal, Mortgage Insurance, also, there are prepaid items such as taxes and home owners insurance that are all part of the loan process. These usually total 3% to 5% of your loan amount.

How long does it take to get a mortgage?

Veritas Funding | Home Loans and Refinance | Nov 28, 2021
Veritas Funding | Home Loans and Refinance | Nov 28, 2021

For most loans, you can realistically expect the whole process to take about 30 days when you work with Veritas Funding.

What's the lowest credit to qualify for a loan

Naara Norris | Sep 25, 2018
Veritas Funding | Home Loans and Refinance | Nov 28, 2021

It's possible to be approved for a mortgage with a credit score as low as 600, but remember: the lower your credit score, the higher your interest rate.

Anyone knows what's the lowest credit score to qualify for a house loan?

Naara Norris | Sep 25, 2018
Veritas Funding | Home Loans and Refinance | Sep 25, 2018

We can do loans down to 580 but you must talk to a professional loan officer to know the full picture. There are many things that go into the approval process.

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