Simon Zhen Cao - State Farm Insurance Agent

Category: Insurance agency in Bryn Mawr, Pennsylvania

Address: 831 W Lancaster Ave Ste 1F, Bryn Mawr, PA 19010, USA

Phone: +14844163518

Opening hours

Sunday: Closed

Monday: 9AM–6PM

Tuesday: 9AM–6PM

Wednesday: 9AM–6PM

Thursday: 9AM–6PM

Friday: 9AM–6PM

Saturday: 9AM–2PM

Reviews

jia jia

Jul 7, 2022

Simon is great insurance agent. He explained all the details information to me when I had any questions about car and home insurances. I strongly recommend to ask Simon as your insurance agent, you will be satisfied with his service.

Sunny NY

Jul 5, 2022

If you like to have a professional, knowledgeable, patient and kind auto insurance agent, also the best rate for your cars, CALL Simon. I've been his customer for years. My insurance rate stays low, it's not go up every year.

Kechun Yang

Jun 24, 2022

Best of the best Simon is a wonderful guy who has helped to get my claims down quick without any delay. I have sticked with the gentle man for almost 10 years since I got my house (3 weeks prior to moving in). I trust him a lot just like my brother and got my house and auto insurance from him from the day 0 (because I moved from Houston and got my insurance from him even before I started 3-days driving). It is such a peace of mind that I have had for 10 years and many years to come. Keep doing the great job, Simon!

Zifeng Li

Apr 8, 2022

Simon's service is exceptional. Very direct, polite and precise when explaining different options. Both him and his receptionist is very responsive too. What sets him apart is that he did not try to push for a more expensive package. He had his suggestion on what is a better option for us in his mind but he is always listening to our need and respect it. He gave me the best deal straight without me having to ask for all kinds of discounts, etc. He protects privacy/sensitive info a bit better than other agents that I contacted too. Overall, he and his office made our transition a breeze! I'll recommend him to anyone.

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Questions & Answers

What factors influence car insurance rates?

Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What if I have more than four vehicles or four drivers in my household?

Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

What can I do on the State Farm mobile app?

Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022

State Farm accepts most major credit and debit cards.

How much insurance coverage should I have on my home?

Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jul 20, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

How do I download the State Farm mobile app?

Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

Does my homeowners insurance cover detached structures on my property?

Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022
Simon Zhen Cao - State Farm Insurance Agent | Jun 20, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

How can I pay for my insurance if I decide to purchase it online today?

Simon Zhen Cao - State Farm Insurance Agent | Sep 18, 2021
Simon Zhen Cao - State Farm Insurance Agent | Sep 18, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Simon Zhen Cao - State Farm Insurance Agent | Sep 18, 2021
Simon Zhen Cao - State Farm Insurance Agent | Sep 18, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Simon Zhen Cao - State Farm Insurance Agent | Sep 18, 2021
Simon Zhen Cao - State Farm Insurance Agent | Sep 18, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Simon Zhen Cao - State Farm Insurance Agent | Sep 18, 2021
Simon Zhen Cao - State Farm Insurance Agent | Sep 18, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Simon Zhen Cao - State Farm Insurance Agent | Sep 18, 2021
Simon Zhen Cao - State Farm Insurance Agent | Sep 18, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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