Ashish Dhawan - State Farm Insurance Agent

Category: Insurance agency in Livermore, California

Address: 325 S I St, Livermore, CA 94550, USA

Phone: +19254491679

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Trystan Clark

Sep 13, 2022

Ashish is an efficient, professional, and no bs insurance agent! He took the time to get us the best rate, and we moved forward. We appreciate him and his team for their efficient services. Highly recommend him to friends and family.

Rutesh Desai

Sep 13, 2022

Ashish has helped me with property and umbrella insurance and I am extremely happy to have found him!! His knowledge in the field and expertise makes me and my family feel secure and would recommend him for any insurance related topics! He was patient in understanding our needs and finding the right policy for us!

Tanya Stum

Aug 21, 2022

-Ashish and Lori are very helpful, caring, and patient people!

Rob Reaugh

Jun 13, 2022

We have been working with this office for many years and they work incredibly hard to provide value to our business. Lori provides outstanding customer service and Ashish goes the extra mile to make sure we can respond quickly to ever-evolving insurance requirements.

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Questions & Answers

When does my coverage start?

Ashish Dhawan - State Farm Insurance Agent | Oct 18, 2021
Ashish Dhawan - State Farm Insurance Agent | Oct 18, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Who do I contact if I have questions about billing or payments?

Ashish Dhawan - State Farm Insurance Agent | Oct 18, 2021
Ashish Dhawan - State Farm Insurance Agent | Oct 18, 2021

Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.

Where do I access my online billing and payment information?

Ashish Dhawan - State Farm Insurance Agent | Oct 18, 2021
Ashish Dhawan - State Farm Insurance Agent | Oct 18, 2021

Use the Digital Pay Payment Center link to access your account. Enter your statefarm.com user ID and password to login. You will be directed to your billing and payment information.

What payment methods can I use?

Ashish Dhawan - State Farm Insurance Agent | Oct 18, 2021
Ashish Dhawan - State Farm Insurance Agent | Oct 18, 2021

We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.

Do I have to pay for a quote online?

Ashish Dhawan - State Farm Insurance Agent | Oct 18, 2021
Ashish Dhawan - State Farm Insurance Agent | Oct 18, 2021

No, you do not have to pay for a quote online. We offer free quotes!

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021
Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What does a homeowners policy cover?

Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021
Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021

Unless the cause of loss is excluded in the policy, a homeowners policy provides coverage for personal liability, medical payments to others, and accidental direct physical loss to your dwelling. In addition, the policy provides coverage for your personal property for specific perils including, but not limited to: Fire, Lightning, Windstorm, Hail, Theft.

Does my homeowners insurance cover other structures on my property?

Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021
Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What is the difference between market value and replacement cost?

Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021
Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to replace the entire home. When you insure your home for its estimated replacement value, your insurer will reimburse you for the cost of rebuilding your home, which is subject to policy limitations based on the size and structure of the home that was lost. Replacement cost is not: the market value of the home, the home's purchase price, the cost of the land, or the outstanding amount of any mortgage.

How can I pay for my insurance if I decide to purchase it online today?

Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021
Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021
Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

Is my account number the same as my policy number?

Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021
Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021
Ashish Dhawan - State Farm Insurance Agent | Sep 13, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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