Central One Federal Credit Union

Membership is now open to anyone who lives, works, worships, volunteers attends school, or own a business in Worcester County as well as parts of Middlesex and Norfolk counties. Also included are family or household members of existing members, and businesses or other legal entities located within our field of membership.

We offer checking and savings accounts, IRA's, CD's, auto loans, adjustable and fixed mortgages, first-time homebuyer program, credit cards, home equity lines of credit, business savings and checking accounts, student loans, personal and commercial loans and reverse mortgages.

Central One credit cards have no annual fee, as well as low rates. We service our cards locally and provide a same-day replacement.

Yes, you can monitor and manage your card anytime, anywhere, from your phone with our Card Control app.

Yes, we will finance motor homes, boats, and trailers, new and used, at competitive rates. Pre-approval is available with terms up to 180 months.

Yes, we offer credit building programs to help you establish or repair your credit with a secure credit card, savings secured or certificate secured loans.

Yes, our Business Solutions checking account has no monthly fees and no monthly balance requirements.

Yes, we offer commercial real estate and construction loans, vehicle and equipment loans or working capital lines of credit and business credit cards.

Yes, you can open an account online by visiting our website at www.centralfcu.com

Central One offers the same low rate for new, used or refinancing auto loans. Visit our website for current rates at www.centralfcu.com/resources/rates

Only banks are covered by the FDIC. Credit unions are insured by the government-funded NCUA. Individual accounts are protected up to $250,000.

We have locations in Auburn, Northborough, Shrewsbury, and Westborough.

All personal checking products offered at Central One are free with no monthly fees or minimum balance requirements.

To become a member, visit our website at www.centralfcu.com and apply online or stop by any of our local branches.

Credit Unions are all much different from banks. All loan rates and credit card percentages are much less. Stopped using banks in the mid 90s with an account at Central One when the had only one location and were named slightly different. Highly recommended.