Address: 14497 N Dale Mabry Hwy Suite 150, Tampa, FL 33618, USA
Phone: +18135442295
Sunday: Closed
Monday: 8AM–8PM
Tuesday: 8AM–8PM
Wednesday: 8AM–8PM
Thursday: 8AM–8PM
Friday: 8AM–8PM
Saturday: 8AM–8PM
Neil Paulson
I have worked with Pat Williams of this company for several years. He is experienced, easy to work with, pleasant and honest. I enjoy working with him. He is the best in the business, in my 20 years of working in mortgages. No exaggeration. No one asked me to post this.
Brenda Mortimer
This is the best company for mortgage loans. My broker Jimmy Golden was amazing. He has a lot of knowledge. The loan closed so quick. Communication was great, we talked almost everyday. The underwriting process was easy because the broker prepared everything so well. I cannot thank this company enough. They made my dream come true. Thank you so much Associates Homeloan
sammy el-alami
I had an excellent experience with associates home loans , Ian , and frank and Greg , Make every transaction very smooth . I am a real Estate developer and builder , I had over 18 loans With Ian and had all my loans closed with Greg at Acura title. I can’t begin to tell you How the service was so outstanding. Ian and Greg are so very experienced, both make my deals go so smoothly from property acquisition to funding in record time. I couldn’t ask for more reputable people to work with . I would strongly recommend you to use this company . They are very well experienced, very punctual and very ethical . One of the best hard money lenders in Florida .
Audra Caffrey
Pat Williams Associated home loans was absolutely amazing. He was extremely helpful and return all my phone calls and answered all my questions. He is very professional and I would do business with him again anytime for my loan services. Along with Talon title, everyone made a rough decision to take out a first mortgage on our home that was completely paid for, a lot easier to bear. Thank you Pat and the crew at Talon title for making this a very smooth and pleasurable and stress-free experience for my husband and I. Keep up the great work!
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We offer an extensive variety of home loans in Florida, such as: Alternative Income Verification, B/C Loans, Bridge Loan, Commercial Lending, FHA Loan, Fixed Rate Mortgage, Florida Lending Areas, Foreign National Loans, Loan Documentation, Hard Money Loans, and more. For more assistance identifying the right loan for you, contact us today!
Closing costs are determined by the total amount of the loan. Typically closing cost are between 4% and 10% depending on which loan product is used.
We have a free tool for you to use! You can fill out the form here: https://cic.meridianlink.com/smartpay/SmartPay.aspx?uid=f5c6278f-1126-4f70-b3be-691bd2a52331#forward
We can make loans up to a debt to income ratio of 55%. This is calculated by adding together all monthly debt and dividing the total into the monthly income amount.
Yes, homeowners insurance is required for all owner-occupied homes.
The amount of cash that is necessary depends on a number of items. Generally speaking, though, you will need to supply: Earnest Money: The deposit that is supplied when you make an offer on the house Down Payment: A percentage of the cost of the home that is due at settlement Closing Costs: Costs associated with processing paperwork to purchase or refinance a house
For most homeowners, the monthly mortgage payments include three separate parts: -Principal: Repayment on the amount borrowed• Interest: Payment to the lender for the amount borrowed -Taxes & Insurance: Monthly payments are normally made into a special escrow account for items like hazard insurance and property taxes. This feature is sometimes optional, in which case the fees will be paid by you directly to the County Tax Assessor and property insurance company.
There is no simple formula to determine the type of mortgage that is best for you. This choice depends on a number of factors, including your current financial picture and how long you intend to keep your house. Associates Home Loan of Florida can help you evaluate your choices and help you make the most appropriate decision.
An index is an economic indicator that lenders use to set the interest rate for an ARM. Generally, the interest rate that you pay is a combination of the index rate and a pre-specified margin. Three commonly used indices are the One-Year Treasury Bill, the Cost of Funds of the 11th District Federal Home Loan Bank (COFI), and the London InterBank Offering Rate (LIBOR).
With a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an adjustable-rate mortgage (ARM), the interest changes periodically, typically in relation to an index. While the monthly payments that you make with a fixed-rate mortgage are relatively stable, payments on an ARM loan will likely change. There are advantages and disadvantages to each type of mortgage, and the best way to select a loan product is by talking to us.
In most cases in purchases and refinancing we can close and fund in 7 to 14 business days of the application date.
Yes, we have options for you! With hard money lending it allows us to provide help to people in need.
Hi Brian, Please call me directly at 813-314-2257 to go over your loan options. - Ian Loring VP
Hi Elizabeth, Please call me directly at 813-314-2257 to go over your loan options. - Ian Loring VP
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