Address: 270 E Douglas Ave, El Cajon, CA 92020, USA
Phone: +16193311123
Sunday: Closed
Monday: 9AM–7PM
Tuesday: 9AM–7PM
Wednesday: 9AM–7PM
Thursday: 9AM–7PM
Friday: 9AM–7PM
Saturday: 9AM–3PM
UberCar Rental
My wife and I got a va loan through this company and it was a smooth and easy process!
Mike Aqrawi
This is a solid solution for home loans. I highly recommend them. No BS, straight to the point, gets everything done in a very reasonable amount of time.
Nivram Gt
One of the best mortgage companies that exist out there. Denise is one of a kind, both as an individual and as a broker. I’ve never been one for long bureaucratic processes so I was definitely on the edge when I first met her. She kindly walked me through the steps in a way that felt so comfortable I don’t think I’ll ever look at home loans the same way. A real savior, VA Homes San Diego is a keeper.
Ricardo Velásquez Nájera
Va Loans San Diego is one of the greatest things that has ever happened to my life. Everybody kept telling me not look for a mortgage company after what happened in 2009 with the market; however as a veteran myself I was facing a troubled financial situation when I first met Denise and her wonderful team. Today I can firmly say Denise and VA Loans San Diego have returned way more than a little faith in this country to my heart.
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Because the rate you receive is dependent on your credit along with loan to value.
Rate have historically fluctuated and there is no one who can tell when these things happen. If you lock your interest rate down in a 15 or 30 year mortgage, your rate will remain unaffected regardless of federal rate changes.
Because the lender needs certainty on the value of the property from a non interested 3rd party.
If you are looking to buy a property that is worth 250k, then the lender will want to make sure that they limit your loan to 250k or less. They don't want to be upside down on their loan portfolio so they make sure the loan to value is of good proportion.
This depends on your financial situation. At the moment, mortgage rates are relatively the same for both. If you have financial discipline then take the 30 year mortgage and pay extra every month so you are not obligated to make a higher payment as you would be on the 15 year mortgage.
In most cases, yes. If you are however doing a streamline VA refinance or streamline FHA refinance then you won’t need proof of income in most cases.
In 1944, congress pass a VA Loan program aimed at helping veterans who served the United States Military in purchasing a home. The Department of Veterans Affairs assists family’s in making this dream come true!
The two main factors that will decide this will be your credit score and your income. Often people assume that your credit has to be much better than it actually does. Don’t assume anything, get a solid answer for yourself so you know where you are at!
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