Farmers Insurance - Paul Demil - Insurance Agency - Petaluma

Category: Auto insurance agency

Address: 323 Howard St, Petaluma, CA 94952, USA

Phone: +17077637600

Opening hours

Sunday: Closed

Monday: 9AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 9AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 9AM–5:30PM

Saturday: Closed

Reviews

Lyle Hagans

Apr 17, 2022

I was unsure about renters insurance but Paul did a GREAT job of explaining my coverage options and I am very happy with my policy.

Justin Jones

Jan 2, 2022

Best decision ever.

Debbie Serdin

Dec 29, 2021

Absolutely the best insurance agents around. Without their help during the tubs fire I would’ve been lost. Very helpful very knowledgeable wouldn’t work with anybody else. Thank you Paul DeMill and Tom Tower for all you do

A Larcina

Oct 13, 2021

Ten years with Farmers, called to change policy to a renter policy. Was told by Tom, "we got you." Heard nothing, checked in a month later, "I'll get right on it." No quotes ever generated. Finally had to go elsewhere to get coverage. When I called to cancel the policy there was no concern for why they lost business. No loyalty, no bueno.

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Questions & Answers

Is commercial insurance coverage different for different businesses?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

It can be. Many small businesses are now insured under package policies that cover the major property and liability exposures as well as loss of income.

What Is a Homeowners Insurance Deductible?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Just as with car insurance, you have to pay a deductible before you’re paid out a claim. You can set the deductible very low or high. The higher the deductible, the less you pay monthly.

With commercial insurance, how do I protect my property?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Depending on where your business operates, you might need to get coverage to protect it. Talk to your agent about property insurance to make sure that the building and contents are protected.

Do independent contractors need general liability insurance?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

General liability insurance for contractors provides protection when a customer or client holds you liable for an injury or property damage. Your clients may require you to obtain this coverage before entering into a contract.

When Should I Purchase Life Insurance?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Death can come at any time. Purchasing life insurance as soon as you are able is the best time to do so.

Does Homeowners Insurance Cover Dog Bites?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Yes, the liability portion of your home insurance covers you if your dog bites someone.

Will auto insurance companies share my information with each other?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Yes. Auto insurance companies will share your insurance claims history with each other.

What is an insurance deductible?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

Can I add anyone to my car insurance policy?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

You can include members of your household on your policy, but you must all live at the same address.

How expensive is auto insurance?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Is auto insurance mandatory?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary.

Are there different auto insurance coverage types?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Yes, there are different insurance coverage types and they are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

Are you open on evenings or Saturdays?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

We can meet evenings and weekends by appointment only.

Do I have to pay for an online insurance quote?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Is Homeowners Insurance Required?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage.

Does my credit score really affect my auto insurance premiums?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Yes. If you have a low credit score, your insurance premiums will be higher.

When does my insurance coverage start?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Can an auto insurance company deny you service?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Can I get an insurance quote over the phone or do I need to come to the office? Can I pay with a credit or debit card?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Yes, we're able to Bind your policy over the phone with a credit or debit card. We will send you everything that needs to be signed thru email. It's quick and easy.

How can I pay for my insurance if I decide to purchase it online today?

Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022
Farmers Insurance - Paul Demil - Insurance Agency - Petaluma | Aug 23, 2022

Our agency accepts most major credit and debit cards.

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