Align Wealth Management : Financial Planners, Wealth Retirement

Yes. At the end of each year, Schwab and TD Ameritrade will send 1099s to you for each taxable account. This includes a realized gain/loss statement. Align can also provide a detailed tax report to you (and to your CPA if desired) detailing interest, dividends, short-term capital gains and long-term capital gains.

Schwab and TD Ameritrade send monthly statements to all clients for all accounts. These statements show account balances, trades, cash flows, and unrealized gains. Statements are available in paper as well as through email. In addition, Align will send you a detailed performance report each quarter that compares your portfolio's performance to a series of relevant benchmarks.

All of our services are provided on a fee-only basis, the fees cover all periodic client conferences, client meetings, performance reviews, portfolio reporting, tax reports, and cash flow projections. Our fees are billed on a quarterly basis, in arrears, and are calculated on the total portfolio value as of the last day of each quarter. Fees are calculated in accordance with the tiered schedule below: Account Size Annual Fee $750,000 — $1,000,000 1.00% Next $2,000,000 0.90% Next $2,000,000 0.75% Next $5,000,000 0.60% Over $10,000,000 0.40%

Align Wealth Management is a fee-only wealth management firm. We don't sell financial, investment or insurance products for commissions. Our revenues are derived solely from fully-disclosed professional fees paid to us by our valued clients. And speaking of fees, you'll find that the total cost of our wealth management services is among the most competitive anywhere. We are committed to ensuring that our value far outweighs our cost.

Yes. After all, it is your money. When you need it, you should be able to get it. We do not utilize or recommend investments that contain any surrender fees or exit penalties of any kind. All of our recommended investments are always 100% liquid and accessible.

Yes. We stand behind the value of our work with a no-questions-asked satisfaction guarantee. If you are not happy with our services, for any reason, you may request a full refund of all fees paid to us within one year of becoming a client. We require no long-term commitments or contracts.

The safekeeping of your assets is of utmost importance to us. Accordingly, we have created a robust system of checks and balances to ensure the highest levels of security. First, we never take custody of your money. All accounts are maintained in your name with leading financial service firms, such as Schwab and TD Ameritrade. Second, monthly account statements are delivered directly to you from Schwab or TD Ameritrade and you receive a confirmation statement anytime activity occurs in your account. Third, you enjoy access to your accounts through Schwab and TD Ameritrade websites and storefronts. Finally, all accounts are independently verified and valued, on a daily basis, by an independent third-party reconciliation agent, Tamarac.

Our firm was established in 1993. Throughout our long history, we have worked tirelessly to help clients navigate a multitude of market, economic, political, and tax environments. As a result, our firm has enjoyed an average annual client retention rate exceeding 95%.

Our business model is designed for people who are serious about making smart choices about their money. Align clients enjoy the benefits of our ongoing efforts to implement the financial industry's best practices in an open and trustworthy environment. Our work is best suited for investors who are intelligent, with a conservative-to-moderate risk tolerance, desiring a fiduciary and conflict-free advisory relationship. Our clients tend to be delegators, leading busy lives, with investment assets of $1 million to $50 million.

Align Wealth Management (Align) is a federally registered investment advisory firm headquartered in Oklahoma City, Oklahoma. Align also maintains an office in Tampa Bay. Align is comprised of a highly-skilled fee-only fiduciary wealth management team that helps successful people keep and grow their wealth. Our process combines decades of financial science with customized financial planning. We strive to deliver peace of mind by helping clients make the most of their one financial life.