Kerry Rafferty - State Farm Insurance Agent

Category: Insurance agency in Camarillo, California

Address: 456 Arneill Rd, Camarillo, CA 93010, USA

Phone: +18054841041

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

James Woisard

Aug 21, 2021

I've had several extremely bad experiences with this agency, but the most egregious occurred when my wife and I were shopping for a car and we called and asked for a quote. We come to find out several weeks later that the agent thought that he'd do us a favor and sign us up for the policy without so much as a signature from us, which would have been nice had we actually bought the car. We went round and round with our agent trying to get him to reverse the charges for a policy that we didn't ask for, and on a car we didn't own, and he either genuinely couldn't understand what was wrong with the situation or did a very good job of playing dumb throughout the process. Eventually he gave in and said he fixed it, and I believed it right up until I got a bill for the policy in the mail. I call him up again, he says he fixes it, I get another bill, call again, and then he finally fixes it. I can't explain just how easy it would have been to keep me as a customer; my parents used State Farm and I grew up thinking that they were the only insurance company out there, and I never bothered to check competitors' rates once I started driving. I don't know if the underlying cause of the problems I had with the company were due to incompetence, greed, lack of training and communication, issues with the back office, or some combination therein, but regardless, I'm taking my business elsewhere and I highly suggest you do the same.

Shobha Purohit

Dec 28, 2018

Did not go there

Michele Calderigi

Dec 23, 2016

I have been with this office before Kerry took over. The service I received for a window repair is unacceptable. Kerry Rafferty never returned my call. His staff, while generally personable, was unwilling to do any research to solve my problem. I had to conduct all of the research. And 5 days later, I still do not have the window in my car replaced. We will be pulling all lines of coverage from this office.

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Questions & Answers

What factors influence car insurance rates?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

How fast can I get car insurance coverage?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What if I have a vehicle that's not listed on the Vehicle Type section?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between market value and replacement cost?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Why should I sign up for the Paperless Notice of Privacy Policy?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

Can I pay by phone or mail instead of online?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

Is my payment information secure on your website?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

What can I do on the State Farm mobile app?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

What if I have more than four vehicles or four drivers in my household?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How do I download the State Farm mobile app?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

What is the difference between sending my quote and purchasing with an agent?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

Can I use my check card or debit card?

Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022
Kerry Rafferty - State Farm Insurance Agent | Jun 27, 2022

State Farm accepts most major credit and debit cards.

How can I pay for my insurance if I decide to purchase it online today?

Kerry Rafferty - State Farm Insurance Agent | Aug 26, 2021
Kerry Rafferty - State Farm Insurance Agent | Aug 26, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Kerry Rafferty - State Farm Insurance Agent | Aug 26, 2021
Kerry Rafferty - State Farm Insurance Agent | Aug 26, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Kerry Rafferty - State Farm Insurance Agent | Aug 26, 2021
Kerry Rafferty - State Farm Insurance Agent | Aug 26, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Kerry Rafferty - State Farm Insurance Agent | Aug 26, 2021
Kerry Rafferty - State Farm Insurance Agent | Aug 26, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Kerry Rafferty - State Farm Insurance Agent | Aug 26, 2021
Kerry Rafferty - State Farm Insurance Agent | Aug 26, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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