Address: 355 Hemsted Dr #103, Redding, CA 96002, USA
Phone: +15304101020
Sunday: Closed
Monday: 9AM–5PM
Tuesday: 9AM–5PM
Wednesday: 9AM–5PM
Thursday: 9AM–5PM
Friday: 9AM–5PM
Saturday: Closed
Kaitlin Aggson
Richard is a fantastic realtor. We appreciate all his hard work and for always being available. He did a wonderful job at making the process stress free for not only us but my father in law as well.
Kevin Crandell
Richard has been bearing with us in our house search. After 4 months of searching, he still carries the same enthusiasm as he did on day 1. He always gets back to me besides running his team and raising a young family. Recommend 100%!!
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Mortgage insurance is insurance that protects a person who has a mortgage. It is designed to repay the mortgage balance if the insured becomes disabled or dies. ... Private mortgage insurance protects lenders against default of higher-risk loans.
You will need to pay the closing costs and the down payment if you are looking to purchase a house without any money. You can avoid both if you are eligible for a zero-down mortgage and/or a program to assist homebuyers. These are five strategies to purchase a house without any money: - Apply for a USDA loan or a VA loan with zero down - To cover your down payment, you can use down payment assistance - Ask for a gift as a down payment from a family member - Ask the lender for a loan to cover your closing costs, (lender credit) - Ask the seller for a reduction in closing costs, (seller concessions)
August is the best month to purchase a house. In general, fall and winter buyers have fewer options but more flexibility with a price. Spring and summer buyers have more options but less negotiation power.
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