Address: 5 Upper Newport Plaza Dr #200, Newport Beach, CA 92660, USA
Phone: +19493795320
Sunday: Closed
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–6PM
Saturday: 10AM–4PM
Saman Parsi
I have had many mortgages and Refis in the past, but the experience I had with Save Financial, Incorporated was definitely the best. I worked with Ali Nakhjavani (my loan agent), he is a great individual, highly professional, and now my good friend. I shopped around and checked for the rates and fees with several lenders, before contacting Ali for my refi and comparing to all quotes, Ali provided me with absolutely the lowest rate, very fast process loan, and almost with no costs (only few hundreds) for $600k of refi. I would like to thank Ali & Save Financial, Incorporated very much for their great service. I really appreciated! Saman Parsi
Nanig Mehranian
We refinanced two properties in parallel and Mike/Team did an amazing job. They were able to get the best rates for us. Also, Mike is extremely responsive and on top of his game. Recommend working with him for your financing needs.
Raymond Hwang
Ali and team at Save Financial are the best. This was my second time refinancing with them within the past year. Ali is a great communicator often responding to emails within the hour. He gives you very honest advice (no BS and no upsell. They offer a very competitive refinance rate. Process was very straight forward and quick. Document submission was very easy and secure (online uploads and signatures). They even offer mobile notary services to finalize all document signatures at your convenience. Highly recommend them!
Joseph Bar On
I applied for mortgage refinancing. Everything was explained in clear and straight way, all process was smooth and well organized. Rate was very competitive and one of the lowest at that time. Even when some additional unexpected expenses popped-up (homeowner association was asking a fee to provide required document), it was covered by Save Financial. I recommended Save Financial to my friend and he also was very happy with the service. I highly recommend Save Financial for your mortgage needs.
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It is very common for family to Gift the Funds for down payment and/or closing costs. Family members can gift directly to the escrow for the new home for the buyer with just a small amount of added paperwork. If the funds are transferred to the buyer’s bank account there is an extra step of paper trailing the funds into that account with a copy of the check. Along with the Gift Letter that the Donor signs showing they had the funds available to gift. There is also a Love Loan that can come from family without a paper trail needed on FHA loans. It is important that you speak with your loan officer on the proper steps for your situation if it will involve a gift for your purchase.
Interest rate is based on loan amount, loan to value percentage, FICO score, program type, and the Lender you have chosen. At Save Financial, Inc. we offer the most competitive rates in the market.
Closing costs vary based upon area, loan type, and transaction details. As a good rule of thumb, be prepared to have between 3% to 4% of the purchase price set aside for closing costs.
Absolutely, DRE License ID : 01875766 and we have an NMLS ID: 377740.
No we do not charge a closing costs for when you refinance your mortgage with us!
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