Prime Mortgage

Category: Mortgage broker

Address: 555 Anton Blvd Ste 150, Costa Mesa, CA 92626, USA

Phone: +17146955899

Opening hours

Sunday: 8AM–8PM

Monday: 8AM–8PM

Tuesday: 8AM–8PM

Wednesday: 8AM–8PM

Thursday: 8AM–8PM

Friday: 8AM–8PM

Saturday: 8AM–8PM

Reviews

Juan Pardo

Jun 4, 2022

We absolutely loved working with prime mortgage. They made sure we understood all of our options prior to making our final decision. They gave us their opinion of what they thought would work best for us. We were sketchy in the beginning but they made sure we understood they were a valid company and were in business for years which made us feel more comfortable about choosing them. There are so many frauds out there so that made it somewhat hard. We were so happy in the end we choose to use them. We recommend them to anyone looking to refinance there home. We plan to use them again. Thank you prime mortgage for helping my family. The owner Frank is awesome and he had a whole team that was awesome to work with. They all communicated very well. You will not regret choosing them.

Pardo Graphic Designs

Mar 25, 2022

I want to say Prime Mortgage changed my family’s lives. I remember getting their call for the first time Like it was yesterday. I was a little scared it was a scam but the more I spoke to them the more I felt like they can be trusted. They are all very knowledgeable which made it look and sound more legit. It was the best decision I ever made refinancing my loan with them. They made the whole process easy and their was a lot of communication and when I asked a question they almost immediately answered them. They have a lot of patience and a lot of experience. You are in good hands if you decided to use them for any service that they provide. Take it from me and my family. You will not be disappointed. They give you lots of options and let you chose what will work best with your own situation. Thank you frank, Charlette, Felisha, Steve & Katie at prime mortgage can’t wait until the next time we all get to speak.

Kristin Ronelli

Feb 13, 2022

Frank and his team are truly a pleasure to work with. He assessed my need for a cash out refinance and developed a plan for me that worked for my needs and my budget. Dealing with my HOA was a nightmare but Frank and his team worked hard to buffer that experience for me and did the majority of the work in dealing with them. I would definitely use them again in the future and would absolutely recommend them.

April Iuli

Jan 31, 2022

The Prime Mortgage team was amazing. The entire team was professional and very efficient. They got things done much faster than I expected and left me feeling confident that they were working in my best interest for the type of loan I was looking for. The team was always available when I had questions. Thank you Frank, Steve, and Felicia!

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Questions & Answers

What is a credit score?

Prime Mortgage | Sep 22, 2021
Prime Mortgage | Sep 22, 2021

This is a score that we all have and that is based on how we have managed our finances over the last six years. It is used by financial services companies to determine our credit worthiness.

Can I pay my mortgage off early?

Prime Mortgage | Sep 22, 2021
Prime Mortgage | Sep 22, 2021

Yes, however you could have early repayment charges to pay if you have only had your mortgage product for a short amount of time.

How much will a mortgage cost each month?

Prime Mortgage | Sep 22, 2021
Prime Mortgage | Sep 22, 2021

This will vary depending on the loan amount, loan type you chose and the term of the mortgage and the interest rate. Contact Prime Mortgage experts to learn more.

What’s a repayment mortgage?

Prime Mortgage | Sep 22, 2021
Prime Mortgage | Sep 22, 2021

A repayment mortgage is when you pay both the interest and the capital borrowed, lowering your mortgage balance with each payment. You will pay largely interest and a little towards your capital in the early years, but you will pay more towards the capital in the later years.

Do I have to have a survey?

Prime Mortgage | Sep 22, 2021
Prime Mortgage | Sep 22, 2021

If you're getting a mortgage, you'll need a valuation, but you won't require a survey. In most cases, however, it is recommended. Your advisor can describe the various sorts of surveys that are accessible.

What if I lose my job or I am having difficulty paying my mortgage?

Prime Mortgage | Sep 22, 2021
Prime Mortgage | Sep 22, 2021

Contacting your lender as soon as possible is the most critical step. Borrowers in this situation must be treated "sympathetically and positively" by lenders. Contact our Costa Mesa mortgage lender to learn more.

What if I want to rent out my property?

Prime Mortgage | Sep 22, 2021
Prime Mortgage | Sep 22, 2021

In the first place, you should ask your mortgage lender for authorization. To reflect the shift in risk, your lender may raise your interest rate. You can get information on your mortgage and insurance alternatives from a mortgage adviser. Keep in mind that you may need to adjust the sort of building insurance you have on the property to make it suitable for this use.

Do I have to repay my Mortgage by a certain age?

Prime Mortgage | Sep 22, 2021
Prime Mortgage | Sep 22, 2021

Sometimes it might be a lender's condition for the loan. We would advise speaking to our professional mortgage advisers to be sure what term is suitable for your circumstances.

How do I choose the most suitable mortgage for me?

Prime Mortgage | Sep 22, 2021
Prime Mortgage | Sep 22, 2021

Sorting through the hundreds of mortgage packages currently available is one of the most difficult parts of arranging a mortgage. Various mortgage schemes may frequently cater to different needs. It's critical to consider your current situation, as well as your priorities and long-term plans, while determining what's right for you. We recommend speaking with our mortgage advisor ASAP.

What is a remortgage?

Prime Mortgage | Sep 22, 2021
Prime Mortgage | Sep 22, 2021

This simply means replacing the mortgage on your present property with a new mortgage from a different lender. Whether your current mortgage offer has expired and you want to check if a better bargain is available, this is an option to consider. Or if your circumstances have changed and you need to borrow extra money. There are a variety of reasons why you would want to remortgage, but one of the most common is to save money. Contact our Costa Mesa mortgage lender for more information today.

Should I check how your credit looks?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

It is always good to determine how your credit looks. Luckily in this computer age, there are many ways for us to easily and quickly check our credit ad credit scores. There are multiple sites out there to check your credit for free. If you have a credit score below 640 you may want to dive deeper into your report to see if there are opportunities to increase that score. Contact our Costa Mesa mortgage advisor for professional assistance.

Why should I choose your mortgage company?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

As your trusted loan officer, I will walk you through every step of the loan process and support you from pre-approval through your closing date. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!

When to refinance your mortgage?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, feel free to give us a call or send us an email. Fast Lending can advise you on which mortgage refinancing program meets your needs, and help you refinance with minimal hassle and work. Prime Mortgage best mortgage advisor in Costa Mesa, CA.

Why should you consider a mortgage refinance?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

The main reason is that refinancing can reduce your monthly mortgage payment. Mortgage rates are still very low. A refinance with Fast Lending can help you lower payment and possibly save you money. Contact Prime Mortgage today to find out if you qualify for a refinance.

What are your Jumbo homes loans?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t. Over the past few years, some lenders have decreased their Jumbo Loan offerings and have made them harder to obtain, but at Frank Menjivar, we can get you the best rate possible on your Jumbo Loan.

What do I need to qualify for an FHA home loan?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Qualification Requirements Credit scores as low as 580 may qualify Refinance up to 97.75% of your primary home’s value Buy a home with as little as 3.5% down (primary home) Got questions? Give us a call! Prime Mortgage

How does FHA home loan work?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Pay your mortgage at any time without pre-payment penalties 30-, 25-, 20- and 15-year terms are all available with fixed rates 5-year adjustable-rate mortgage available. For more questions, please, contact Prime Mortgage mortgage advisor in Costa Mesa

What is FHA home loan?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing. Save money with an easy and fast FHA loan, qualifying is simple!

How do VA home loans work?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Fixed rate monthly payments are based on interest rate, principal loan amount and amortized interest over 15, 20 or 30 years. Your payment will not change throughout the life of the loan ARM interest rates are fixed for a period of 5 years. After the fixed rate period, your interest rate can adjust up or down depending on the market Pay your mortgage at any time without pre-payment penalties Got questions? Give us a call! Prime Mortgage

What is a VA home loan?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

VA Loans offer flexible options as either fixed-rate or ARM mortgages. If you are a veteran, member of the military or military spouse, you may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!

Do you offer consultations?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Hi, yes we do. All of our specifics can be found here https://www.primemortgage.com/contact-us/.

Do you serve Costa Mesa, CA?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Yes, we are proud to serve the entire area of Costa Mesa, CA.

Do you offer investment property loans?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Yes, we can offer you investment property loans.

What's the best method to contact you if I have questions about your investment property loans?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Hi, the best way will be to go to this URL https://www.primemortgage.com/contact-us/ and choose the most convenient method.

Do you offer special loan options for veterans?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Yes, great rates and savings may be available to you if you are a military member, veteran, or spouse of a veteran! There are several options available to eligible veterans. Contact us today!

What's the best method to contact you if I have questions about your options available to eligible veterans?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Hi, the best way will be to go to this URL https://www.primemortgage.com/contact-us/ and choose the most convenient method.

Do you offer Jumbo home loan?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Yes, we can offer you Jumbo home loan.

What's the best method to contact you if I have questions about your Jumbo home loan?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Hi, the best way will be to go to this URL https://www.primemortgage.com/contact-us/ and choose the most convenient method.

Do you offer fixed rate mortgage loan?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Yes, we are proud to offer fixed rate mortgage loans in Costa Mesa, CA.

What's the best method to contact you if I have questions about your fixed rate mortgage loan?

Prime Mortgage | Aug 18, 2021
Prime Mortgage | Aug 18, 2021

Hi, the best way will be to go to this URL https://www.primemortgage.com/contact-us/ and choose the most convenient method.

Do you guys offer VA loans?

Jeff Grimm | Aug 19, 2019
Prime Mortgage | Aug 18, 2021

Yes, we are proud to offer you VA home loans.

Do you guys offer FHA loans?

Jeff Grimm | Aug 19, 2019
Prime Mortgage | Aug 18, 2021

Yes, we are proud to offer you FHA loans.

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