Mike Gates - State Farm Insurance Agent

Category: Insurance agency in West Linn, Oregon

Address: 1471 Burns St, West Linn, OR 97068, USA

Phone: +15036560399

Opening hours

Sunday: Closed

Monday: 8:30AM–5PM

Tuesday: 8:30AM–5PM

Wednesday: 8:30AM–5PM

Thursday: 8:30AM–5PM

Friday: 8:30AM–5PM

Saturday: Closed

Reviews

Alex Roms

Jun 10, 2020

I've been a customer of Mike Gates State Farm Agency for 25 years. Mike Gates is an excellent agent! Great staff, that provides an outstanding service, always ready to help....

Celi Mac

Apr 25, 2019

Worst agency there could be, my insurance got cancel and they kept charging me more than my quote every month. Also, every time I called they never answered my I would not even give the a one star

Jay Osborne

Feb 1, 2019

I've been with State Farm and Mike Gates' agency for over 40 years. They provide my auto and home insurance. Almost every experience I've had with State Farm, Mike Gates and his employees has been the best. One time there was some confusion about the home insurance and premium charges, which eventually worked out satisfactorily. In reading the other reviews, I noticed someone felt they didn't get the service they'd hoped for and complained that they felt Mike Gates' catered only to the wealthy in West Linn. Sorry they got that impression. I definitely am not wealthy and this has never been my experience.

Jeff Waldrop

Sep 19, 2017

The customer service at Mike Gates insurance is pathetic. I paid my insurance policy through my mortgage for over five years only to find out they had the insurance under an employees name. The mortgage was always in my name it was a requirement that I have insurance on the property which I thought I did since I was paying the mortgage and the mortgage company was paying the taxes and insurance through an escrow. Mike Gates and State Farm were happy to take the payments but they are denying I have insurance. This is bad business. They totally made the mistake but refuse to make it right. They admitted that the insurance should have never been in the employees name as they don't own the mortgage on the property. Mike Gates and his entire company have been a road block to resolving this situation. Mike Gates is too busy flying around the world to make this situation right. This is an example of how not to run a business.

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Questions & Answers

What factors influence car insurance rates?

Mike Gates - State Farm Insurance Agent | Jul 19, 2022
Mike Gates - State Farm Insurance Agent | Jul 19, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Mike Gates - State Farm Insurance Agent | Jul 19, 2022
Mike Gates - State Farm Insurance Agent | Jul 19, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Mike Gates - State Farm Insurance Agent | Jul 19, 2022
Mike Gates - State Farm Insurance Agent | Jul 19, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Mike Gates - State Farm Insurance Agent | Jul 19, 2022
Mike Gates - State Farm Insurance Agent | Jul 19, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Mike Gates - State Farm Insurance Agent | Jul 19, 2022
Mike Gates - State Farm Insurance Agent | Jul 19, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Mike Gates - State Farm Insurance Agent | Jul 19, 2022
Mike Gates - State Farm Insurance Agent | Jul 19, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What if I have more than four vehicles or four drivers in my household?

Mike Gates - State Farm Insurance Agent | Jul 19, 2022
Mike Gates - State Farm Insurance Agent | Jul 19, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

Does my homeowners insurance cover detached structures on my property?

Mike Gates - State Farm Insurance Agent | Jul 19, 2022
Mike Gates - State Farm Insurance Agent | Jul 19, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What can I do on the State Farm mobile app?

Mike Gates - State Farm Insurance Agent | Jul 19, 2022
Mike Gates - State Farm Insurance Agent | Jul 19, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Mike Gates - State Farm Insurance Agent | Jul 19, 2022
Mike Gates - State Farm Insurance Agent | Jul 19, 2022

State Farm accepts most major credit and debit cards.

How much insurance coverage should I have on my home?

Mike Gates - State Farm Insurance Agent | Jun 19, 2022
Mike Gates - State Farm Insurance Agent | Jun 19, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

How do I download the State Farm mobile app?

Mike Gates - State Farm Insurance Agent | Jun 19, 2022
Mike Gates - State Farm Insurance Agent | Jun 19, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Mike Gates - State Farm Insurance Agent | Jun 19, 2022
Mike Gates - State Farm Insurance Agent | Jun 19, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Mike Gates - State Farm Insurance Agent | Jun 19, 2022
Mike Gates - State Farm Insurance Agent | Jun 19, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Mike Gates - State Farm Insurance Agent | Jun 19, 2022
Mike Gates - State Farm Insurance Agent | Jun 19, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

Mike Gates - State Farm Insurance Agent | Jun 19, 2022
Mike Gates - State Farm Insurance Agent | Jun 19, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

How can I pay for my insurance if I decide to purchase it online today?

Mike Gates - State Farm Insurance Agent | Aug 18, 2021
Mike Gates - State Farm Insurance Agent | Aug 18, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Mike Gates - State Farm Insurance Agent | Aug 18, 2021
Mike Gates - State Farm Insurance Agent | Aug 18, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Mike Gates - State Farm Insurance Agent | Aug 18, 2021
Mike Gates - State Farm Insurance Agent | Aug 18, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Mike Gates - State Farm Insurance Agent | Aug 18, 2021
Mike Gates - State Farm Insurance Agent | Aug 18, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Mike Gates - State Farm Insurance Agent | Aug 18, 2021
Mike Gates - State Farm Insurance Agent | Aug 18, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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