Is my sole option for loading the necessary laundry card by using an ATM/credit &/or debit card? If I only have change, am I outta luck as far as getting my laundry done HERE, as there is no way of converting change? Is this correct or am I mistaken?

Seems like you will need to go to a coin machine 1st,if you have physical coins, convert them to dollars and then you can put dollars in the machine to add to your card. The laundromat is clean and there's support here to assist you.

There's always a way. They have a lot of different business that will change you changa out plus there machines are exceptional for getting my clothes the cleanest have a great clean day