It barely does..its extremely high interest rate. Have you looked at your credit score to refinance at a better rate with different company? Or different car all together? That's what I had to do after 1 year..and my car lost value and I owed more than it was worth...
Hard to refinance due to paying strictly interest for years. By the time a few years have gone by you will see your loan payoff will be way too high to refinance.
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