How do I find out if this falls under the state medicaid estate recovery program? That is where people sign away all their rights to their estate upon their death to.pay back.the services received. My parents did this with out talking to me.

I guess

There is nothing out of pocket involved with Albright. Everything is covered 100%. However if a person goes long-term in a nursing facility whether with Albright or Medicare/Medicaid the government assigns a co-payment to pay for part of nursing home care. Usually it is the entire social security check minus $45 per month for incidentals. I'm not sure about what your parents did. I know the government will look at finances for the past 5 years. When a person dies any life insurance will be paid back to Medicaid for services rendered when in a nursing home.